2769 Wayside Dr E, Owensboro, KY 42301 Property Records

Daviess County property record for 2769 Wayside Dr E, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,413 sqft · built 1969
Lot Size	0.111 acres (4,840 sqft)
Owner	Company Name on Record
Tax Bill	$686 (2025)
Deeds & Mortgages	Mar 2006 Mortgage Mar 2011 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-14-04-001-00-000`

Property Details

APN / Parcel Number

Primary APN	`005-14-04-001-00-000`
Alternative APN	`1416278`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,413 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,840 sqft (0.111 acres)
Lot Dimensions	88 ft deep x 55 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2769 WAYSIDE DR E
City	OWENSBORO
State	KY
Zip	42301-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2769 WAYSIDE DR E
Legal Subdivision	GARDENDALE
Legal Lot Number	107
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1014
Census Tract	600

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1311 W 2ND ST, OWENSBORO, KY 42301-0534
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA
Mar 10, 2011	Commissioner's Deed, Foreclosure Foreclosure Auction
Jul 7, 2006	Quit Claim Deed, Transfer · ARM DECISION ONE MORTGAGE CO LLC
Sep 14, 2005	Deed, Transfer · FHA Mortgage COMMONWEALTH UNITED MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2769 WAYSIDE DR E, OWENSBORO, KY 42301-3316
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001490/404
Date	Mar 7, 2006
Book Page	1490/404
Instrument	0004035

Lender

Name	FIRST BANK RICHMOND NA
Address	RICHMOND, IN 47375

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Mar 6, 2018

Interest

Rate	7.74%

March 2011: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	DAVIESS KY
Recording Date	Mar 10, 2011
Property Address	2769 WAYSIDE DR E, OWENSBORO, KY 42301-3316
Document Number	008870/052
Book / Page	8870 / 052
Map Reference	DD373 PG154
Instrument Date	Mar 4, 2011
Instrument	1356552
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

July 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIESS KY
Recording Date	Jul 7, 2006
Property Address	2769 WAYSIDE DR E, OWENSBORO, KY 42301-3316
Document Number	000819/359
Book / Page	0819 / 359
Map Reference	DD373 PG154
Instrument Date	Jun 30, 2006
Instrument	00011804
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2769 WAYSIDE DR E, OWENSBORO, KY 42301-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2769 WAYSIDE DR E, OWENSBORO, KY 42301-3316

Mortgage

Document Number	001515/689
Date	Jul 7, 2006
Book Page	1515/689
Instrument	0011805

Lender

Name	DECISION ONE MORTGAGE CO LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28287

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.64%
Type Change Date	Jul 1, 2009
Change Frequency	6 Months
Min Rate At Change	7.64%
Max Rate At Change	10.6%
Index	6-Month LIBOR
Max Rate	13.6%

September 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Sep 14, 2005
Property Address	2769 WAYSIDE DR E, OWENSBORO, KY 42301-3316
Document Number	000805/447
Book / Page	0805 / 447
Map Reference	DD373 PG154
Instrument Date	Aug 31, 2005
Instrument	2005-00016351
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	PROGRESSIVE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2769 WAYSIDE DR E, OWENSBORO, KY 42301-3316

Mortgage

Document Number	001454/198
Date	Sep 14, 2005
Book Page	1454/198
Instrument	2005-00016352

Lender

Name	COMMONWEALTH UNITED MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,600 (-)	$66,600 (-)
2025	$686.00 (+285.39%)	$66,600 (-) Land $15,000 Building $51,600	$66,600 (-) Land $15,000 Building $51,600
2023		$66,600 (-1.62%)	$66,600 (-1.62%)
2022	$178.00	$67,700	$67,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	42 (1978–2009)
Claims Outside the SFHA	2 of 42
Most Recent Claim	Sep 2009 · other causes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Owensboro Municipal Utilities, T-Mobile.

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