2769 Oakey Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2769 Oakey Ct, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1992
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Apr 2025)
Tax Bill	$2,302 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-2S-26-0757-00A00-0430`

Property Details

APN / Parcel Number

Primary APN	`07-2S-26-0757-00A00-0430`
Alternative APN	`S26207075700A000430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	1,550 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	55 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2769 OAKEY CT
City	NAVARRE
State	FL
Zip	32566-7944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	LOT 43 BLK A COUNTRY BREEZE ESTATES AS DES IN OR 4347 PG 547 & AS DES IN OR 4608 PG 752
Legal Range	26W
Legal Township	2S
Legal Section	07
Legal Subdivision	COUNTRY BRZE EST/ALL
Legal Block	A
Legal Lot Number	43
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1308
Census Tract	10802

Owner

2769 Oakey Ct is owned and occupied by two individuals who bought it in April 2025.

Source: Santa Rosa County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2769 OAKEY CT, NAVARRE, FL 32566-7944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Nov 23, 2022 · Amount on File
Deed Document Number	202517940
Deed Book / Page	4608 / 752
Prior Transfer Date	Apr 16, 2025
Prior Transfer Doc	0046080752
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 23, 2022
Property Address	2769 OAKEY CT, NAVARRE, FL 32566-7944
Document Number	0043470547
Book / Page	4347 / 547
Map Reference	MB E PG 70
Instrument Date	Nov 10, 2022
Instrument	202265178
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,149.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5523 WOODRIDGE DR, WALDORF, MD 20601-4301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2769 OAKEY CT, NAVARRE, FL 32566-7944

Mortgage

Document Number	0004347549
Date	Nov 23, 2022
Instrument	4347/549

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,881 (+2.9%)	$239,677 (+5.16%) Land $50,000 Building $189,677
2024	$2,302.00 (+2.31%) Homeowner's exemption	$227,290 (+3%)	$227,920 (+3.29%) Land $45,000 Building $182,920
2023	$2,250.00 (+79.71%) Homeowner's exemption	$220,670 (+64.58%) Land $40,000 Building $180,670	$220,670 (+5.58%) Land $40,000 Building $180,670
2022	$1,252.00 Homeowner's exemption	$134,079	$209,004 Land $34,000 Building $175,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2769 Oakey Ct in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2769 Oakey Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20