27686 Cahaba Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 27686 Cahaba Dr, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,902 sqft · built 2005
Lot Size	0.218 acres (9,526 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jun 2011)
Tax Bill	$1,184 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-02-10-0-000-007.027`

Property Details

APN / Parcel Number

Primary APN	`43-02-10-0-000-007.027`
Alternative APNs	`241466` `283387`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,902 sqft Heated Area
1st Floor Area	1,902 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,526 sqft (0.218 acres)
Lot Dimensions	128 ft deep x 73.9 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	283387
Street Address	27686 CAHABA DR
City	DAPHNE
State	AL
Zip	36526-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73.9' X 128.9' IRR LOT 34 PHASE ONE SEHOY SUB SLIDE 2039-B & C AND AMENDED SLIDES 2046-D & E 2068-C & D IN THE CITY OF DAPHNE
Legal Subdivision	SEHOY SUB PHASE ONE
Legal Phase	1
Legal Block	PH 1
Legal Lot Number	34
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2004
Census Tract	10710

Owner

27686 Cahaba Dr is owned and occupied by an individual who bought it in June 2011.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	27686 CAHABA DR, DAPHNE, AL 36526-6304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2011 · Amount on File
Deed Sale	Jun 30, 2011 · Amount on File
Prior Sale	May 16, 2005
Deed Document Number	20111292943
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27686 CAHABA DR, DAPHNE, AL 36526-6304
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001664208
Date	Nov 1, 2017
Instrument	1664208

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Interest

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27686 CAHABA DR, DAPHNE, AL 36526-6304
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27686 CAHABA DR, DAPHNE, AL 36526-6304

Mortgage

Document Number	0001677185
Date	Jan 29, 2018
Instrument	1677185

Lender

Name	REGIONS BANK
Type	Bank
Address	DAPHNE, AL 36527

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 27686 Cahaba Dr was $1,184 with exemptions applied.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,184.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption
2025	$1,184.00	$33,080 Land $6,000 Building $27,080	$376,500 Land $72,800 Building $303,700
2023	$1,184.00 (+15.96%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$33,080 (+16.07%)	$330,700 (+16.08%) Land $60,000 Building $270,700
2022	$1,021.00 (+19.98%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$28,500	$284,900 Land $50,900 Building $234,000
2021	$851.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27686 Cahaba Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27686 Cahaba Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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