2768 Cocolalla Loop, Cocolalla, ID 83813 Property Records

Bonner County property record for 2768 Cocolalla Loop, Cocolalla, ID 83813

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,664 sqft · built 1982
Lot Size	3.97 acres (172,933 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,895 (Jan 2022)
Tax Bill	$1,335 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RP55N02W183400A`

Property Details

APN / Parcel Number

Primary APN	`RP55N02W183400A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,664 sqft Finished Area
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	172,933 sqft (3.97 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	2768 COCOLALLA LOOP
City	COCOLALLA
State	ID
Zip	83813-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	18-55N-2W S 330FT OF GOV LOT 1 LYING W OF CO RD
Legal Range	02W
Legal Township	55N
Legal Section	18
Legal Subdivision	BOISE MERIDIAN
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	3
Census Block	3016
Census Tract	950801

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 454, COCOLALLA, ID 83813-0454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CREDIT UNION
Jan 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
May 12, 2021	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 11, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Aug 31, 2015 · Amount on Record
Deed Document Number	2022999712
Prior Transfer Date	Jan 24, 2022
Prior Transfer Doc	0000999712
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Jul 30, 2026
Property Address	2768 COCOLALLA LOOP, COCOLALLA, ID 83813-9785
Document Number	0001065222
Instrument Date	Jul 25, 2026
Instrument	20261065222
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2768 COCOLALLA LOOP, COCOLALLA, ID 83813-9785

Mortgage

Document Number	0001065222,
Date	Jul 30, 2026
Instrument	20261065222

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jan 28, 2022
Property Address	2768 COCOLALLA LOOP RD, COCOLALLA, ID 83813-9785
Document Number	0000999712
Instrument Date	Jan 24, 2022
Instrument	999712
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2768 COCOLALLA LOOP RD, COCOLALLA, ID 83813-9785

Mortgage

Document Number	0000999713
Date	Jan 28, 2022
Instrument	999713

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2768 COCOLALLA LOOP RD, COCOLALLA, ID 83813-9785
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	991707
Date	Sep 14, 2021
Instrument	991707

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2768 COCOLALLA LOOP RD, COCOLALLA, ID 83813-9785
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	982654
Date	May 12, 2021
Instrument	982654

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2768 COCOLALLA LOOP RD, COCOLALLA, ID 83813-9785
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	980536
Date	Apr 13, 2021
Instrument	980536

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2768 COCOLALLA LOOP RD, COCOLALLA, ID 83813-9785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	971989
Date	Dec 11, 2020
Instrument	971989

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,335.00 (+4.38%) Homeowner's exemption	$388,091 (-6.69%) Land $238,432 Building $149,659	$388,091 (-6.69%) Land $238,432 Building $149,659
2025	$1,279.00 (-9.99%) Homeowner's exemption	$415,917 (-9.42%) Land $264,922 Building $150,995	$415,917 (-9.42%) Land $264,922 Building $150,995
2023	$1,421.00 Homeowner's exemption	$459,192 Land $290,594 Building $168,598	$459,192 Land $290,594 Building $168,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Verizon.

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