27670 Spearmint Ridge Dr, Katy, TX 77493 Property Records

Harris County property record for 27670 Spearmint Ridge Dr, Katy, TX 77493

Property Summary

Property TypeSingle Family Home
Lot Size0.163 acres (7,107 sqft)
OwnerIndividual Name on File
Last Sale$275,693 (Nov 2025)
Tax Bill$773 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN147-901-002-0016

Property Details

APN / Parcel Number

Primary APN147-901-002-0016

Exterior

Lot Area7,107 sqft (0.163 acres)

Location & Zoning

Account Number1479010020016
Street Address27670 SPEARMINT RIDGE DR
CityKATY
StateTX
Zip77493-5786
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 16 BLK 2 SUNTERRA SEC 63
Legal SubdivisionSUNTERRA SEC 63
Legal Block2
Legal Lot Number16
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2020
Census Tract542902

Owner

27670 Spearmint Ridge Dr is owned and occupied by an individual who bought it in November 2025.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address27670 SPEARMINT RIDGE DR, KATY, TX 77493-5786
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2025 · Amount on File
Deed SaleNov 3, 2025 · Amount on File
Deed Document Number2025434615
Record UpdatedOct 29, 2026

November 2025: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateNov 3, 2025
Property Address27670 SPEARMINT RIDGE DR, KATY, TX 77493-5786
Document Number0000434615
Map ReferenceMF 708195
Instrument DateOct 30, 2025
Instrument2025-434615
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2026
Title CompanyLTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27670 SPEARMINT RIDGE DR, KATY, TX 77493-5786

Mortgage

Document Number0000434616
DateNov 3, 2025
Instrument2025-434616
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 27670 Spearmint Ridge Dr was $773.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,435 (+583.62%) Land $57,318 Building $229,117$286,435 (+583.62%) Land $57,318 Building $229,117
2025$773.00$41,900 Land $41,900$41,900 Land $41,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 27670 Spearmint Ridge Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 1,172 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,172 in force
Nearby Flood Claims14 (2016–2024)
Claims Outside the SFHA7 of 14
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Beryl, Jul 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 9 claims
  • Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27670 Spearmint Ridge Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 48% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

May also be available: Hotwire Communications.

Nearby Properties on Spearmint Ridge Dr

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