2766 Carnation Ct, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 2766 Carnation Ct, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,386 sqft · built 1982
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (May 2019)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-43-46-30-16-000-0450`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-30-16-000-0450`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	1,386 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	312 sqft
Porch	Finished Screened Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2766 CARNATION CT
City	DELRAY BEACH
State	FL
Zip	33445-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	CROSSWINDS PHASE II LT 45
Legal Range	43E
Legal Township	46S
Legal Section	30
Legal Subdivision	CROSSWINDS PHASE II
Legal Phase	II
Legal Lot Number	45
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	6911

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2766 CARNATION CT, DELRAY BEACH, FL 33445-8205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MTG FIN'L
May 2, 2019	Warranty Deed, Transfer · Conventional Mortgage HSBC BANK USA
Jun 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Deed Document Number	2019156840
Deed Book / Page	30582 / 1575
Prior Transfer Date	Mar 14, 2018
Prior Transfer Doc	0298951366
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	2766 CARNATION CT, DELRAY BEACH, FL 33445-8205
Document Number	0318501809
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2766 CARNATION CT DELRAY BEACH FL 334458205, DELRAY BEACH, FL 33445-8205

Mortgage

Document Number	0318501809
Date	Oct 23, 2020
Book Page	031850/001809
Instrument	400121

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 2, 2019
Property Address	2766 CARNATION CT, DELRAY BEACH, FL 33445-8205
Document Number	0305821575
Book / Page	30582 / 1575
Map Reference	MB 44 PG 34-36
Instrument Date	Apr 26, 2019
Instrument	20190156840
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	GOLD COAST TITLE CO SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22703 CAMINO DEL MAR APT 25, 22703, BOCA RATON, FL 33433-8717

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2766 CARNATION CT, DELRAY BEACH, FL 33445-8205

Mortgage

Document Number	20190156841
Date	May 2, 2019
Instrument	20190156841

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 2, 2018
Property Address	2766 CARNATION CT, DELRAY BEACH, FL 33445-8205
Document Number	0298951366
Book / Page	029895 / 001366
Instrument Date	Mar 14, 2018
Instrument	213752
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22703 CAMINO DEL MAR #25 BOCA RATON FL 334338717, 25, BOCA RATON, FL 33433-8717

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00 (+9.79%) Homeowner's exemption	$230,813 (+5.99%)	$330,550 (+4.05%) Land $132,888 Building $197,662
2024	$3,658.00 (+0.08%)
2023	$3,655.00 (+1.33%) Homeowner's exemption	$217,775 (+3%)	$317,674 (+14.91%) Land $115,555 Building $202,119
2022	$3,607.00 Homeowner's exemption	$211,432	$276,445 Land $109,837 Building $166,608

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	10 (1979–2013)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2013 · alluvial fan flooding
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications.

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