27657 Siuslaw River Rd, Lorane, OR 97451 Property Records

Lane County property record for 27657 Siuslaw River Rd, Lorane, OR 97451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Apr 2021)
Tax Bill	$2,989 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2026 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`20-05-13-00-02109-000`

Property Details

APN / Parcel Number

Primary APN	`20-05-13-00-02109-000`
Alternative APN	`1393303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,080 sqft Finished Area
1st Floor Area	2,080 sqft

Exterior

Year Built	Built 2018
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1393303
Street Address	27657 SIUSLAW RIVER RD
City	LORANE
State	OR
Zip	97451-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2-RURAL RES (2 AC MIN)
Legal Description	SEC/TWN/RNG/MER:SEC 13 TWN 20 RNG 05
Legal Range	05W
Legal Township	20S
Legal Section	13
Legal Subdivision	FARMIN CRK ESTATES
Legal Lot Number	2109
Jurisdiction	LANE OR
Township / Civil Division	UPPER SIUSLAW RIVER
Census Block Group	2
Census Block	2048
Census Tract	800

Owner

Source: Lane County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 13, 2026	Intrafamily Transfer, Transfer · Line of Credit COASTAL COMMUNITY BANK
Jun 25, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 29, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BK
Jan 17, 2018	Loan Modification, Mortgage DAVID HAFFNER
Jul 17, 2017	Warranty Deed, Construction Loan · Construction Mortgage DAVID HAFFNER
Mar 30, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Jun 25, 2021
Deed Document Number	0000029661
Last Transfer Date	Jan 13, 2026
Transfer Doc	0000001113
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004587
Date	Feb 13, 2026
Instrument	2026-004587

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 3, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Jan 13, 2026
Property Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729
Document Number	0000001113
Instrument Date	Jan 12, 2026
Instrument	2026-001113
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	UNKNOWN, AVEN FINANCIAL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19775 BUCK CANYON RD, BEND, OR 97702-8968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729

Mortgage

Document Number	0000003861
Date	Jan 13, 2026
Instrument	2026-003861

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Jun 25, 2021
Property Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729
Document Number	0000042231
Instrument Date	Jun 25, 2021
Instrument	2021-042231
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 29, 2021
Property Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729
Document Number	0000029661
Instrument Date	Apr 21, 2021
Instrument	29661
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27657 SIUSLAW RIVER RD LORANE OR 974519729, LORANE, OR 97451-9729

Mortgage

Document Number	29662
Date	Apr 29, 2021
Instrument	29662

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 26, 2019
Property Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729
Document Number	0000054227
Instrument Date	Nov 20, 2019
Instrument	54227
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27657 SIUSLAW RIVER RD LORANE OR 974519729, LORANE, OR 97451-9729

Mortgage

Document Number	54228
Date	Nov 26, 2019
Instrument	54228

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANE OR
Property Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729
Document Number	0000004229
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	398 A ST CRESWELL OR 974269627, CRESWELL, OR 97426-9627

Mortgage

Document Number	0000004229
Date	Jan 29, 2018
Instrument	4229

Lender

Name	DAVID HAFFNER
Address	34429 YIH LN NE, ALBANY, OR 97322-9557

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 28, 2019

Interest

Rate Type	Fixed Rate
Rate	11.7%

July 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 17, 2017
Property Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729
Document Number	0000034787
Instrument Date	Jul 14, 2017
Instrument	34787
Transaction Type	Construction Loan
Record Updated	Jul 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27657 SIUSLAW RIVER RD LORANE OR 974519729, LORANE, OR 97451-9729

Mortgage

Document Number	34788
Date	Jul 17, 2017
Instrument	34788

Lender

Name	DAVID HAFFNER
Address	34429 YIH LN NE, ALBANY, OR 97322-9557
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2018

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 30, 2017
Property Address	27657 SIUSLAW RIVER RD, LORANE, OR 97451-9729
Document Number	0000015540
Instrument Date	Mar 29, 2017
Instrument	15540
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34429 YIH LN NE ALBANY OR 973229557, ALBANY, OR 97322-9557

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Crow-Applegate-Lorane Sd 66 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,989.00 (+5.92%) Veteran's exemption	$257,817 (+6.09%)	$586,685 (-4%) Land $128,187 Building $458,498
2023	$2,822.00 (+3.45%) Veteran's exemption	$243,018 (+3%)	$611,112 (-3.2%) Land $115,282 Building $495,830
2022	$2,728.00 Veteran's exemption	$235,940	$631,339 Land $125,434 Building $505,905

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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