27651 Gibralter Loop, Eugene, OR 97405 Property Records

Lane County property record for 27651 Gibralter Loop, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,672 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,989 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`18-05-25-00-00407-000`

Property Details

APN / Parcel Number

Primary APN	`18-05-25-00-00407-000`
Alternative APN	`1762929`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,672 sqft Living Area
Gross Area	4,185 sqft
1st Floor Area	2,821 sqft
Basement Area	1,816 sqft
Finished Basement	851 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Driveway	Driveway
Driveway Area	1,315 sqft
Patio Area	85 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1762929
Street Address	27651 GIBRALTER LOOP
City	EUGENE
State	OR
Zip	97405-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5-RURAL RES. (5 AC MIN)
Legal Description	LOT:2 SEC/TWN/RNG/MER:SEC 25 TWN 18 RNG 05
Legal Range	05W
Legal Township	18S
Legal Section	25
Legal Subdivision	LAND PARTITION 2005-P193
Legal Lot Number	2
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1016
Census Tract	1002

Owner

Source: Lane County records · APN 18-05-25-00-00407-000

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 24, 2020	Quit Claim Deed, Transfer FLAGSTAR BK
Jan 24, 2020	Quit Claim Deed, Transfer FLAGSTAR BK
May 07, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK
May 08, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BK
May 08, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2020
Deed Sale	Jan 24, 2020
Prior Sale	May 08, 2019 · Amount on Record
Deed Document Number	2020-003837
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004777
Date	Feb 17, 2026
Instrument	2026-004777

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	FIDELITY NATIONAL TITLE, FNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737

Mortgage

Document Number	0000018178
Date	Apr 21, 2022
Instrument	2022-018178

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737
Transaction Type	Mortgage
Record Updated	Jan 07, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737

Mortgage

Document Number	0000048233
Date	Jul 22, 2021
Instrument	2021-048233

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jan 24, 2020
Property Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737
Document Number	0000003837
Instrument Date	Jan 17, 2020
Instrument	3837
Transaction Type	Transfer
Record Updated	Feb 07, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27651 GIBRALTER LOOP EUGENE OR 974059737, EUGENE, OR 97405-9737

Mortgage

Document Number	3838
Date	Jan 24, 2020
Instrument	3838

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jan 24, 2020
Property Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737
Document Number	0000003837
Instrument Date	Jan 17, 2020
Instrument	3837
Transaction Type	Transfer
Record Updated	Feb 07, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27651 GIBRALTER LOOP EUGENE OR 974059737, EUGENE, OR 97405-9737

Mortgage

Document Number	3838
Date	Jan 24, 2020
Instrument	3838

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737
Document Number	0000017658
Instrument Date	May 07, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27651 GIBRALTER LOOP EUGENE OR 974059737, EUGENE, OR 97405-9737

Mortgage

Document Number	0000017658
Date	May 08, 2019
Instrument	17658

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2049

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 08, 2019
Property Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737
Document Number	0000017656
Instrument Date	May 03, 2019
Instrument	17656
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27651 GIBRALTER LOOP EUGENE OR 974059737, EUGENE, OR 97405-9737

Mortgage

Document Number	17657
Date	May 08, 2019
Instrument	17657

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 08, 2019
Property Address	27651 GIBRALTER LOOP, EUGENE, OR 97405-9737
Document Number	0000017656
Instrument Date	May 03, 2019
Instrument	17656
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27651 GIBRALTER LOOP EUGENE OR 974059737, EUGENE, OR 97405-9737

Mortgage

Document Number	17657
Date	May 08, 2019
Instrument	17657

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2049

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,989.00 (+2.98%)	$510,418 (+6.09%)	$1,010,965 (-0.27%) Land $250,275 Building $760,690
2023	$6,787.00 (+4%)	$481,119 (+3%)	$1,013,733 (+0.65%) Land $280,602 Building $733,131
2022	$6,526.00	$467,107	$1,007,222 Land $306,110 Building $701,112

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Douglas Electric Cooperative Fiber	2,500 / 2,500
Alyrica Networks Fixed Wireless	400 / 50

May also be available: Hunter Communications & Technologies, Verizon.

Based on FCC filings for 24 locations within half a mile of this property.

Nearby Properties on Gibralter Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures