Orange County property record for 2765 Windsorgate Ln, Orlando, FL 32828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,862 sqft · built 1999 |
| Lot Size | 0.356 acres (15,519 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jan 2015) |
| Tax Bill | $7,777 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-23-31-1984-03-280 |
| Primary APN | 02-23-31-1984-03-280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,862 sqft Living Area |
| Gross Area | 5,263 sqft |
| 1st Floor Area | 3,190 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,519 sqft (0.356 acres) |
| Garage Type | Attached |
| Garage Area | 697 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 586 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2765 WINDSORGATE LN |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32828-7960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | STONEYBROOK UNIT 3 41/90 LOT 28 BLK 3 |
| Legal Range | 31E |
| Legal Township | 23S |
| Legal Section | 02 |
| Legal Subdivision | STONEYBROOK UT 3 |
| Legal Tract | 1984 |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Legal Unit | 3 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 16747 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2765 WINDSORGATE LN, ORLANDO, FL 32828-7960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CERTIFIED MTG PLANNERS |
| Aug 31, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2015 · Amount on Record |
| Deed Sale | Jan 21, 2015 · Amount on Record |
| Prior Sale | Sep 18, 2014 · Amount on Record |
| Deed Document Number | 201532714 |
| Deed Book / Page | 10863 / 9481 |
| Prior Transfer Date | Sep 17, 2014 |
| Prior Transfer Doc | 0000474671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2765 WINDSORGATE LN, ORLANDO, FL 32828-7960 |
| Document Number | 0000428978 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2020 |
| Title Company | PROMINENCE TITLE AND ESCROW LLC, PROMINENCE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2765 WINDSORGATE LN ORLANDO FL 328287960, ORLANDO, FL 32828-7960 |
| Document Number | 0000428978 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 428978 |
| Name | CERTIFIED MTG PLANNERS |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2765 WINDSORGATE LN, ORLANDO, FL 32828-7960 |
| Document Number | 0000566844 |
| Instrument Date | Aug 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 2765 WINDSORGATE LN ORLANDO FL 328287960, ORLANDO, FL 32828-7960 |
| Document Number | 0000566844 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 566844 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,545 (+2.7%) | $715,040 (-1.65%) Land $80,000 Building $635,040 | |
| 2025 | $7,777.00 (+4.18%) Homeowner's exemption | $499,070 (+5.99%) | $727,010 (+11.17%) Land $80,000 Building $647,010 |
| 2024 | $7,465.00 (+7.32%) | ||
| 2023 | $6,956.00 (+3.22%) Homeowner's exemption | $470,879 (+3%) | $653,938 (+15.31%) Land $80,000 Building $573,938 |
| 2022 | $6,739.00 Homeowner's exemption | $457,164 | $567,102 Land $80,000 Building $487,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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