Clay County property record for 2765 Howard Rd, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 576 sqft · built 1964 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-05-24-006446-000-00 |
| Primary APN | 22-05-24-006446-000-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 576 sqft Living Area |
| Gross Area | 672 sqft |
| 1st Floor Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 47,480 sqft (1.09 acres) |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 96 sqft |
| Canopy | 1,040 sqft |
| Storage Building | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 2765 HOWARD RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5638 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT NE 1/4 AS REC DB 65 PG 492 & OR 2059 PGS 447;449;451;453 & 455;2085 PGS 1736;1738;1740 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 22 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30106 |
2765 Howard Rd, a mobile home, is owned and occupied by an individual who acquired it in June 2013.
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2765 HOWARD RD, MIDDLEBURG, FL 32068-5638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2013 |
| Deed Sale | Jun 27, 2013 |
| Prior Sale | Aug 15, 2002 · Amount on File |
| Deed Document Number | 201338379 |
| Deed Book / Page | 3550 / 969 |
| Prior Transfer Date | May 20, 2002 |
| Prior Transfer Doc | 0020590449 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption | $24,260 | $52,787 Land $27,250 Building $25,537 |
| 2023 | Homeowner's exemption Disabled Person's exemption | $22,891 | $50,516 Land $27,250 Building $23,266 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2765 Howard Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2765 Howard Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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