2765 Ember Way, Ann Arbor, MI 48104 Property Records

Washtenaw County property record for 2765 Ember Way, Ann Arbor, MI 48104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,408 sqft · built 1988
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (May 2022)
Tax Bill	$14,199 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-12-03-311-022`

Property Details

APN / Parcel Number

Primary APN	`09-12-03-311-022`
Alternative APN	`1203311022`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
Basement Area	1,378 sqft
Unfinished Basement	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2765 EMBER WAY
City	ANN ARBOR
State	MI
Zip	48104-6463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 26 HEARTHSTONE SUB NO. 2
Legal Range	06E
Legal Township	03S
Legal Section	03
Legal Subdivision	HEARTHSTONE SUB
Legal Block	311
Legal Lot Number	26
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	3
Census Block	3010
Census Tract	405200

Owner

2765 Ember Way is owned and occupied by two individuals who bought it in May 2022.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2765 EMBER WAY, ANN ARBOR, MI 48104-6463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Prior Sale	May 11, 2020 · Amount on File
Deed Document Number	20226650321
Deed Book / Page	5483 / 491
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	May 20, 2022
Property Address	2765 EMBER WAY, ANN ARBOR, MI 48104-6463
Document Number	0006650321
Book / Page	5483 / 491
Map Reference	LB 25 PG 23-26
Instrument Date	May 13, 2022
Instrument	6650321
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	PREFERRED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2765 EMBER WAY, ANN ARBOR, MI 48104-6463

Mortgage

Document Number	0006650322
Date	May 20, 2022
Instrument	6650322

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	May 11, 2020
Property Address	2765 EMBER WAY, ANN ARBOR, MI 48104-6463
Document Number	0006520770
Book / Page	005353 / 000976
Instrument Date	Apr 27, 2020
Instrument	6520770
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	PREFERRED TITLE AGENCY/ANN ARBOR, PREFERRED TITLE AGCY/ANN ARBOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	765 S MARVINE ST PHILADELPHIA PA 191472610, PHILADELPHIA, PA 19147-2610

Mortgage

Document Number	6520771
Date	May 11, 2020
Book Page	005353/000977
Instrument	6520771

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2765 Ember Way was $14,199 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,400	$774,800
2025	$14,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2765 Ember Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2765 Ember Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, T-Mobile, Verizon.

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