2765 Downs Chapel Rd, Clayton, DE 19938 Property Records

Kent County property record for 2765 Downs Chapel Rd, Clayton, DE 19938

Property Summary

Property Type	Mobile Home
Details	1,440 sqft · built 2000
Lot Size	2.59 acres (113,256 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Aug 2019)
Tax Bill	$793 (2023)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-00-043.00-01-53.01-000`

Property Details

APN / Parcel Number

Primary APN	`3-00-043.00-01-53.01-000`
Alternative APNs	`KH00043.000153.01/000` `20622`

Interior

Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 2000
Architectural Style	Mobile/Manufactured
Foundation Type	Block
Lot Area	113,256 sqft (2.59 acres)

Location & Zoning

Account Number	20622
Old Parcel Number	KH00043.000153.01/000
Street Address	2765 DOWNS CHAPEL RD
City	CLAYTON
State	DE
Zip	19938-2033
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	W. SD. CO. RD. 95, 2.6682 A. 2765 DOWNS CHAPEL ROAD
Jurisdiction	KENT DE
Township / Civil Division	KENTON
Census Block Group	1
Census Block	1015
Census Tract	40100

Owner

Source: Kent County records, as of October 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2765 DOWNS CHAPEL RD, CLAYTON, DE 19938-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 15, 2019	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	2019-367440
Deed Book / Page	9724 / 209
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	2765 DOWNS CHAPEL RD, CLAYTON, DE 19938-2033
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2765 DOWNS CHAPEL RD, CLAYTON, DE 19938-2033

Mortgage

Document Number	0000491803
Date	Apr 17, 2024
Book Page	12947/294
Instrument	2024-491803

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Sep 1, 2049

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Aug 15, 2019
Property Address	2765 DOWNS CHAPEL RD, CLAYTON, DE 19938-2033
Document Number	0000367440
Book / Page	9724 / 209
Instrument Date	Aug 13, 2019
Instrument	2019-367440
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2765 DOWNS CHAPEL RD, CLAYTON, DE 19938-2033

Mortgage

Document Number	0000367441
Date	Aug 15, 2019
Instrument	2019-367441

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of February 15, 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$793.00	$29,200 Land $9,700 Building $19,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 76% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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