Palm Beach County property record for 2765 Cardinal Cir, Delray Beach, FL 33483
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,778 sqft · built 1973 |
| Lot Size | 0.362 acres (15,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Jun 2021) |
| Tax Bill | $21,715 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Feb 2021 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 20-43-46-04-22-000-0030 |
| Primary APN | 20-43-46-04-22-000-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,778 sqft Living Area |
| Gross Area | 3,623 sqft |
| 1st Floor Area | 2,778 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Tile |
| Lot Area | 15,756 sqft (0.362 acres) |
| Lot Dimensions | 64 ft deep x 248 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Pool Area | 84 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 320 sqft |
| Patio Area | 526 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2765 CARDINAL CIR |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33483-6105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-P |
| Legal Description | PLACE AU SOLEIL LT 3 |
| Legal Range | 43E |
| Legal Township | 46S |
| Legal Section | 04 |
| Legal Subdivision | PLACE AU SOLEIL |
| Legal Lot Number | 3 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6401 |
2765 Cardinal Cir is owned and occupied by two individuals who bought it in June 2021.
Source: Palm Beach County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2765 CARDINAL CIR, DELRAY BEACH, FL 33483-6105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 17, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 29, 2017 | Warranty Deed, Transfer GOLD COAST SETTLEMENT SERVICES |
| Mar 22, 2017 | Warranty Deed, Transfer SABADELL UNITED BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on File |
| Deed Sale | Jun 15, 2021 · Amount on File |
| Prior Sale | Aug 29, 2017 · Amount on File |
| Deed Document Number | 2021276110 |
| Deed Book / Page | 32585 / 861 |
| Prior Transfer Date | Jan 12, 2021 |
| Prior Transfer Doc | 0322030550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jun 15, 2021 |
| Property Address | 2765 CARDINAL CIR, GULF STREAM, FL 33483-6105 |
| Document Number | 0325850861 |
| Book / Page | 32585 / 861 |
| Map Reference | MB 27 PG 69 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 20210276110 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 STINSON RD, 11, ANDOVER, MA 01810-5011 |
| Name | Verified Name |
|---|---|
| Address | 2765 CARDINAL CIR, GULF STREAM, FL 33483-6105 |
| Document Number | 0325850865 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 32585/865 |
| Instrument | 20210276111 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Feb 17, 2021 |
| Property Address | 2765 CARDINAL CIR, GULF STREAM, FL 33483-6105 |
| Document Number | 0322030550 |
| Book / Page | 32203 / 550 |
| Map Reference | MB 27 PG 69 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 20210073766 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2765 CARDINAL CIR, GULF STREAM, FL 33483-6105 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Aug 29, 2017 |
| Property Address | 2765 CARDINAL CIR, GULF STREAM, FL 33483-6105 |
| Document Number | 0293220035 |
| Book / Page | 029322 / 000035 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 314078 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | GOLD COAST SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $5,425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 BARKER ST NORTH ANDOVER MA 018451101, NORTH ANDOVER, MA 01845-1101 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Mar 22, 2017 |
| Property Address | 2765 CARDINAL CIR, GULF STREAM, FL 33483-6105 |
| Document Number | 0289651477 |
| Book / Page | 028965 / 001477 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 99985 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | GOLD COAST SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,096.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2765 CARDINAL CIR DELRAY BEACH FL 334836105, DELRAY BEACH, FL 33483-6105 |
| Document Number | 289651482 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 028965/001482 |
| Instrument | 99986 |
| Name | SABADELL UNITED BK NA |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 2765 Cardinal Cir was $21,715 with a homeowner's exemption, up 3% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Gulf Stream Town |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,715.00 (+2.99%) Homeowner's exemption | $1,390,523 | $1,443,318 Land $1,088,925 Building $354,393 |
| 2024 | $21,084.00 (+0.72%) | ||
| 2023 | $20,934.00 (+0.62%) Homeowner's exemption | $1,330,619 (+3%) | $1,613,300 (+24.88%) Land $1,175,752 Building $437,548 |
| 2022 | $20,805.00 Homeowner's exemption | $1,291,863 Land $890,721 Building $401,142 | $1,291,863 Land $890,721 Building $401,142 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2765 Cardinal Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 169 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 205 units insured incl. 36 condo units |
| Nearby Flood Claims | 12 (1978–2010) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Aug 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2765 Cardinal Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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