27647 Gerry Ln, Sycamore, IL 60178 Property Records

DeKalb County property record for 27647 Gerry Ln, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,594 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Oct 2025)
Tax Bill	$10,358 (2024)
Deeds & Mortgages	Mar 2021 Line of Credit Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-106-008`

Property Details

APN / Parcel Number

Primary APN	`06-14-106-008`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,594 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,594 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	818 sqft
Porch	Open Frame Porch
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0614106008
Street Address	27647 GERRY LN
City	SYCAMORE
State	IL
Zip	60178-8127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	LOT 13 - SHEARONS WOODED ACRES
Legal Subdivision	SHEARONS WOODED ACRES
Legal Lot Number	13
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1360 FLORENCE DR, SYCAMORE, IL 60178-1106
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 3, 2021	Deed of Trust, Mortgage FIRST NATIONAL BANK OF OMAHA
Aug 2, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF OMAHA
Oct 8, 2025	Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK
Dec 17, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/OMAHA
Oct 21, 2019	Warranty Deed, Transfer FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Prior Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	20258017
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	27647 GERRY LN, SYCAMORE, IL 60178-8127
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003286
Date	Mar 15, 2021
Instrument	2021003286

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	27647 GERRY LN, SYCAMORE, IL 60178-8127
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010133
Date	Aug 3, 2021
Instrument	2021010133

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	27647 GERRY LN, SYCAMORE, IL 60178-8127
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015648
Date	Dec 3, 2021
Instrument	2021015648

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	27647 GERRY LN, SYCAMORE, IL 60178-8127
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005148
Date	Aug 2, 2023
Instrument	2023005148

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 8, 2025
Property Address	27647 GERRY LN, SYCAMORE, IL 60178-8127
Document Number	0000008017
Map Reference	MB U PG 87
Instrument Date	Oct 3, 2025
Instrument	2025008017
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE TRUST, CHICAGO TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27647 GERRY LN, SYCAMORE, IL 60178-8127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1360 FLORENCE DR, SYCAMORE, IL 60178-1106
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008018
Date	Oct 8, 2025
Instrument	2025008018

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

Interest

Rate	5.12%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	27647 GERRY LN, SYCAMORE, IL 60178-8127
Document Number	0000013849
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27647 GERRY LN SYCAMORE IL 601788127, SYCAMORE, IL 60178-8127

Mortgage

Document Number	0000013849
Date	Dec 22, 2020
Instrument	13849

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 21, 2019
Property Address	27647 GERRY LN, SYCAMORE, IL 60178-8127
Document Number	0000009703
Instrument Date	Oct 10, 2019
Instrument	9703
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27647 GERRY LN SYCAMORE IL 601788127, SYCAMORE, IL 60178-8127

Mortgage

Document Number	9704
Date	Oct 21, 2019
Instrument	9704

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,581 (+6.36%) Land $32,476 Building $125,105	$472,743 (+6.36%) Land $97,428 Building $375,315
2024	$10,358.00 Homeowner's exemption	$148,158 (+9.51%) Land $30,534 Building $117,624	$444,474 (+9.51%) Land $91,602 Building $352,872
2023		$135,291 Land $27,882 Building $107,409	$405,873 Land $83,646 Building $322,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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