Pasco County property record for 27646 Breakers Dr, Wesley Chapel, FL 33544
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,495 sqft · built 2003 |
| Lot Size | 0.129 acres (5,630 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,900 (Sep 2011) |
| Tax Bill | $3,573 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Oct 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-26-19-0100-00A00-0500 |
| Primary APN | 36-26-19-0100-00A00-0500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,495 sqft Living Area |
| Gross Area | 2,886 sqft |
| 1st Floor Area | 1,074 sqft |
| Upper Floors Area | 1,301 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,630 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 391 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 540 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 27646 BREAKERS DR |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33544-6682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | NORTHWOOD UNIT 4A-2 PB 35 PGS 145-148 LOT 50 BLOCK A |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | NORTHWOOD |
| Legal Tract | 100 |
| Legal Block | A |
| Legal Lot Number | 50 |
| Legal Unit | 4A-2 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 32109 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27646 BREAKERS DR, WESLEY CHAPEL, FL 33544-6682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACHIEVA CU |
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Dec 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Feb 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Feb 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2011 · Amount on Record |
| Deed Sale | Sep 6, 2011 · Amount on Record |
| Prior Sale | Mar 4, 2011 · Amount on Record |
| Deed Document Number | 2011137740 |
| Deed Book / Page | 8594 / 895 |
| Last Transfer Date | Nov 22, 2021 |
| Transfer Doc | 0104962287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 27646 BREAKERS DR, WESLEY CHAPEL, FL 33544-6682 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 27646 BREAKERS DR, WESLEY CHAPEL, FL 33544-6682 |
| Document Number | 0108563652 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 10856/3652 |
| Instrument | 2023131229 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 27646 BREAKERS DR, WESLEY CHAPEL, FL 33544-6682 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27646 BREAKERS DR, WESLEY CHAPEL, FL 33544-6682 |
| Document Number | 0107150020 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 10715/20 |
| Instrument | 2022232951 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Oct 27, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 2, 2021 |
| Property Address | 27646 BREAKERS DR, WESLEY CHAPEL, FL 33544-6682 |
| Document Number | 0104962287 |
| Book / Page | 10496 / 2287 |
| Map Reference | MB 35 PG 145 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021258067 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27646 BREAKERS DR, ZEPHYRHILLS, FL 33544-6682 |
| Document Number | 0104962290 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 10496/2290 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 27646 BREAKERS DR, WESLEY CHAPEL, FL 33544-6682 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 27646 BREAKERS DR, WESLEY CHAPEL, FL 33544-6682 |
| Document Number | 0102792393 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 10279/2393 |
| Instrument | 2021030164 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 27646 BREAKERS DR, WESLEY CHAPEL, FL 33544-6682 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0098573732 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 9857/3732 |
| Instrument | 2019023989 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 5, 2018 |
| Property Address | 27646 BREAKERS DR, WESLEY CHAPEL, FL 33544-6682 |
| Document Number | 0098131564 |
| Book / Page | 009813 / 001564 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 186834 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27646 BREAKERS DR WESLEY CHAPEL FL 335446682, WESLEY CHAPEL, FL 33544-6682 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,510 (+2.9%) | $394,928 (-1.34%) Land $65,651 Building $329,277 | |
| 2025 | $3,573.00 (+4.72%) Homeowner's exemption | $160,850 (+5.98%) Land $65,651 Building $95,199 | $400,288 (-3.75%) Land $65,651 Building $334,637 |
| 2024 | $3,412.00 (+2.65%) | ||
| 2023 | $3,324.00 (+10.69%) Additional exemption filed | $151,770 (+3%) Land $57,071 Building $94,699 | $415,871 (+28%) Land $57,071 Building $358,800 |
| 2022 | $3,003.00 Homeowner's exemption | $147,350 Land $47,556 Building $99,794 | $324,901 Land $47,556 Building $277,345 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2012–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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