San Joaquin County property record for 27640 Gerhart Ln, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,412 sqft · built 2006 |
| Lot Size | 0.398 acres (17,345 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Nov 2015) |
| Tax Bill | $10,561 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-660-160-000 |
| Primary APN | 248-660-160-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,412 sqft Living Area |
| 1st Floor Area | 3,412 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 17,345 sqft (0.398 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-660-16 |
|---|---|
| Street Address | 27640 GERHART LN |
| City | TRACY |
| State | CA |
| Zip | 95304-8168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RVL |
| Legal Description | 06-FM PT OF 248-090-16 PER CARBONA STATION UNIT 3 |
| Legal Subdivision | CARBONA STATION |
| Legal Block | 1 |
| Legal Lot Number | 124 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5215 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27640 GERHART LN, TRACY, CA 95304-8168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 4, 2026 | Grant Deed, Transfer · Line of Credit MORTGAGE MORTGAGE |
| Dec 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| May 2, 2017 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Mar 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2015 · Amount on Record |
| Deed Sale | Nov 30, 2015 · Amount on Record |
| Prior Sale | May 25, 2006 · Amount on Record |
| Deed Document Number | 2015140893 |
| Last Transfer Date | Jul 5, 2026 |
| Transfer Doc | 0000070710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 4, 2026 |
| Property Address | 27640 GERHART LN, TRACY, CA 95304-8168 |
| Document Number | 0000070710 |
| Instrument Date | Jul 5, 2026 |
| Instrument | 202670710 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | PLACER TITLE ER, PLACER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 27640 GERHART LN, TRACY, CA 95304-8168 |
| Document Number | 0000070711, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202670711 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Due | Sep 1, 2111 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 27640 GERHART LN, TRACY, CA 95304-8168 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27640 GERHART LN, TRACY, CA 95304-8168 |
| Document Number | 0000214249 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021-214249 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 27640 GERHART LN, TRACY, CA 95304-8168 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000049075 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2017-049075 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 27640 GERHART LN, TRACY, CA 95304-8168 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000031194 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 2020-031194 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Jul 1, 2047 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,561.00 (+1.39%) | ||
| 2025 | $10,416.00 (+5.39%) | $662,921 (+4.04%) Land $201,242 Building $461,679 | |
| 2023 | $9,883.00 (+2.93%) | $637,181 Land $193,429 Building $443,752 | $1,014,390 |
| 2022 | $9,602.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIROAKS PWS #44 serves 1,172 people · EPA ID CA3901348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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