2764 Kirkover Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2764 Kirkover Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,400 sqft · built 1987
Lot Size	0.52 acres (22,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,500 (Jan 2022)
Tax Bill	$1,339 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0102O-0C-007.00`

Property Details

APN / Parcel Number

Primary APN	`0102O-0C-007.00`
Alternative APN	`19955`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,722 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,667 sqft (0.52 acres)
Lot Dimensions	19.9 ft deep x 110 ft wide
Porch	Porch
Porch Area	182 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19955
Street Address	2764 KIRKOVER DR
City	LANCASTER
State	SC
Zip	29720-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	110X199
Legal Subdivision	GREEN ACRES SUBDIVISION
Legal Block	202
Legal Lot Number	202
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4010
Census Tract	10600

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2764 KIRKOVER DR, LANCASTER, SC 29720-9070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 14, 2022	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 20, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	2022680
Deed Book / Page	1509 / 126
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2764 KIRKOVER DR, LANCASTER, SC 29720-9070
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2764 KIRKOVER DR, LANCASTER, SC 29720-9070

Mortgage

Document Number	0000015402
Date	Dec 12, 2023
Book Page	5062/324
Instrument	2023015402

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Feb 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 14, 2022
Property Address	2764 KIRKOVER DR, LANCASTER, SC 29720-9070
Document Number	0000000680
Book / Page	1509 / 126
Map Reference	PL 574
Instrument Date	Jan 14, 2022
Instrument	2022000680
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2764 KIRKOVER DR, LANCASTER, SC 29720-9070

Mortgage

Document Number	0000000681
Date	Jan 14, 2022
Instrument	2022000681

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 20, 2021
Property Address	2764 KIRKOVER DR, LANCASTER, SC 29720-9070
Document Number	0000019136
Book / Page	1472 / 145
Map Reference	PL 574
Instrument Date	Feb 25, 2021
Instrument	2021019136
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount Recorded
Tax	$281.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,339.00 (-5.17%)	$9,168 (-0.3%) Land $1,600 Building $7,568	$229,200 (-0.3%) Land $40,000 Building $189,200
2024	$1,412.00 (+0.43%)
2023	$1,406.00	$9,196 Land $1,000 Building $8,196	$229,900 Land $25,000 Building $204,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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