2764 Hemphill Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 2764 Hemphill Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,914 sqft · built 1965
Lot Size	0.29 acres (12,641 sqft)
Owner	2 Individual Names on File
Last Sale	$180,600 (Sep 2018)
Tax Bill	$5,767 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64 03101 0007`

Property Details

APN / Parcel Number

Primary APN	`N64 03101 0007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,332 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,641 sqft (0.29 acres)
Lot Dimensions	147 ft deep x 86 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	202 sqft
Deck Area	480 sqft
Patio Area	480 sqft
Utility Building	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2764 HEMPHILL RD
City	DAYTON
State	OH
Zip	45440-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	255 WILMINGTON HILLS 15
Legal Subdivision	WILMINGTON HILLS 15
Legal Lot Number	7
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2006
Census Tract	21602

Owner

2764 Hemphill Rd is owned by two individuals who bought it in September 2018.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12140 WOODCREST EXECUTIVE DR STE 150, 150, SAINT LOUIS, MO 63141-5000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Closed-End Mortgage DAY AIR CREDIT UNION INC
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Sep 10, 2018	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018 · Amount on File
Deed Sale	Sep 10, 2018 · Amount on File
Prior Sale	Aug 19, 1997
Deed Document Number	2018-00052811
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2764 HEMPHILL RD, DAYTON, OH 45440-1415
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2764 HEMPHILL RD, DAYTON, OH 45440-1415

Mortgage

Document Number	0000035569
Date	Jun 6, 2022
Instrument	2022-00035569

Lender

Name	DAY AIR CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45429

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2764 HEMPHILL RD, KETTERING, OH 45440-1415
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015978
Date	Feb 26, 2021
Instrument	2021-00015978

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 10, 2018
Property Address	2764 HEMPHILL RD, KETTERING, OH 45440-1415
Document Number	0000052811
Instrument Date	Aug 22, 2018
Instrument	52811
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	LANDMARK TITLE AGENCY SOUTH INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2764 HEMPHILL RD DAYTON OH 454401415, DAYTON, OH 45440-1415

Mortgage

Document Number	52815
Date	Sep 10, 2018
Instrument	52815

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,030 Land $12,560 Building $73,470
2024	$5,767.00 (+2.6%)
2023	$5,621.00 (-0.86%)	$86,030 (+25.46%) Land $12,560 Building $73,470	$245,790 Land $35,890 Building $209,900
2022	$5,670.00	$68,570 Land $10,050 Building $58,520
2020			$195,920 Land $28,710 Building $167,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2764 Hemphill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2764 Hemphill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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