St. Clair County property record for 2764 Grace Rd, Fort Gratiot, MI 48059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,254 sqft · built 1990 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Jul 2014) |
| Tax Bill | $3,624 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-20-705-0002-000 |
| Primary APN | 74-20-705-0002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,254 sqft Living Area |
| 1st Floor Area | 2,254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2764 GRACE RD |
|---|---|
| City | FORT GRATIOT |
| State | MI |
| Zip | 48059-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT 2 ROSEWOOD COURT SUBDIVISION |
| Legal Subdivision | ROSEWOOD COURT SUBDIVISION |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | FORT GRATIOT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 631600 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2764 GRACE RD, FORT GRATIOT, MI 48059-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2014 · Amount on Record |
| Deed Sale | Jul 14, 2014 · Amount on Record |
| Prior Sale | Apr 1, 2014 · Amount on Record |
| Deed Document Number | 201415296 |
| Deed Book / Page | 4520 / 21 |
| Prior Transfer Date | Feb 25, 2014 |
| Prior Transfer Doc | 004494/629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2764 GRACE RD, FORT GRATIOT, MI 48059-3917 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005134995 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 5134/995 |
| Instrument | 2019027193 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Jan 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2764 GRACE RD, FORT GRATIOT, MI 48059-3917 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 2764 GRACE RD, FORT GRATIOT, MI 48059-3917 |
| Document Number | 0005308278 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 5308/278 |
| Instrument | 2021002341 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Fort Gratiot Charter Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,600 (+3.58%) | $301,200 (+3.58%) | |
| 2025 | $3,624.00 Homeowner's exemption | $145,400 (+9.98%) | |
| 2024 | $290,800 (+9.98%) | ||
| 2023 | $132,200 | ||
| 2022 | $2,948.00 | $264,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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