2764 Cedar Bluff Rd, Lafayette, TN 37083 Property Records

Macon County property record for 2764 Cedar Bluff Rd, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,380 sqft · built 1900
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,484 (May 2021)
Tax Bill	$80 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-001.02`

Property Details

APN / Parcel Number

Primary APN	`070-001.02`
Alternative APNs	`0307007000102` `056070 00102`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Porch	Open/Unfinished Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	2764 CEDAR BLUFF RD
City	LAFAYETTE
State	TN
Zip	37083-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2A
Legal Lot Number	2A
Jurisdiction	MACON TN
Township / Civil Division	5
Census Block Group	3
Census Block	3001
Census Tract	970400

Owner

Source: Macon County records, as of February 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 DUE WEST CIR, LAFAYETTE, TN 37083-1913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage PERSONS BANKING COMPANY
May 24, 2021	Warranty Deed, Transfer · Line of Credit CITIZENS BANK OF LAFAYETTE
Feb 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Deed Document Number	20212208
Deed Book / Page	129 / 750
Last Transfer Date	May 12, 2022
Transfer Doc	0000002196
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	2764 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3433
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 DUE WEST CIR, LAFAYETTE, TN 37083-1913

Mortgage

Document Number	00RB159/54
Date	Mar 31, 2022
Book Page	RB159/54
Instrument	22001409

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Feb 11, 2027

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	May 24, 2021
Property Address	2764 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3433
Document Number	0RB129/750
Book / Page	RB129 / 750
Instrument Date	May 21, 2021
Instrument	21002208
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$109.09
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 DUE WEST CIR, LAFAYETTE, TN 37083-1913

Mortgage

Document Number	0021002209
Date	May 24, 2021
Instrument	21002209

Lender

Name	CITIZENS BANK OF LAFAYETTE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	2764 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3433
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2764 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3433

Mortgage

Document Number	0000000570
Date	Feb 9, 2021
Book Page	RB121/314
Instrument	21000570

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	GALLATIN, TN 37066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$80.00 (-77.21%)	$4,925 (-77.69%) Land $4,925	$19,700 (-) Land $19,700
2024	$351.00 (-2.23%)
2023		$22,075 Land $4,925 Building $17,150	$19,700 Land $19,700
2019	$359.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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