27638 W Huron River Dr, Flat Rock, MI 48134 Property Records

Wayne County property record for 27638 W Huron River Dr, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,456 sqft · built 1978
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$364,900 (Jun 2025)
Tax Bill	$6,756 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75 100 99 0012 002`

Property Details

APN / Parcel Number

Primary APN	`75 100 99 0012 002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	756 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	60,984 sqft (1.4 acres)
Garage Area	1,320 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	27638 W HURON RIVER DR
City	FLAT ROCK
State	MI
Zip	48134-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25PP2 PT OF SE 1/4 SEC 25 T4S R9E DESC AS BEG S58DEG 24M 00S E 253.05FT FROM INTER OF CENTERLINE OF HURON RIVER DR AND E 1/8 LINE SEC 25 TH N0DEG 58M 00S E 697.50FT TH S51DEG 28M 00S E 118.34FT TH S0DEG 58M 00S W 680.89FT TH N58DEG 24M 00S W 109FT TO
Legal Range	09E
Legal Township	04S
Legal Section	25
Legal Subdivision	HURON
Legal Lot Number	0012
Jurisdiction	WAYNE MI
Township / Civil Division	HURON
Census Block Group	2
Census Block	2017
Census Tract	590600

Owner

27638 W Huron River Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Wayne County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20228 NEWMAN DR, BROWNSTOWN TWP, MI 48183-5033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLTEN MORTGAGE
May 22, 2020	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on File
Deed Sale	Jun 5, 2025 · Amount on File
Prior Sale	Dec 19, 2024 · Amount on File
Deed Document Number	2025184577
Deed Book / Page	59589 / 1362
Prior Transfer Date	Nov 21, 2024
Prior Transfer Doc	0592500192
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	27638 W HURON RIVER DR, FLAT ROCK, MI 48134-9734
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27638 W HURON RIVER DR, FLAT ROCK, MI 48134-9734

Mortgage

Document Number	0571500886
Date	Oct 27, 2021
Book Page	57150/886
Instrument	2021387872

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Feb 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	27638 W HURON RIVER DR, FLAT ROCK, MI 48134-9734
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27638 W HURON RIVER DR, FLAT ROCK, MI 48134-9734

Mortgage

Document Number	0564830165
Date	Mar 4, 2021
Book Page	56483/165
Instrument	2021079796

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 22, 2020
Property Address	27638 W HURON RIVER DR, FLAT ROCK, MI 48134-9734
Document Number	0558000457
Book / Page	055800 / 000457
Instrument Date	Mar 11, 2020
Instrument	169807
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,021.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30738 LOWER RIDGE DR NEW BOSTON MI 481647821, NEW BOSTON, MI 48164-7821

Mortgage

Document Number	558000459
Date	May 22, 2020
Book Page	055800/000459
Instrument	169808

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 27638 W Huron River Dr was $6,756 with a homeowner's exemption, up 92% from the year before.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Huron Charter Township
Unified School District	Huron School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,600 (+7.43%)	$425,200 (+7.43%)
2025	$6,756.00 (+92.04%) Homeowner's exemption	$197,900	$395,800
2024	$3,518.00
2023		$180,600	$361,200
2019	$3,723.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27638 W Huron River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27638 W Huron River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HURON TWP serves 16,944 people · EPA ID MI0003320
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon, Xfinity.

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