27635 Ridge Rd, Damascus, MD 20872 Property Records

Montgomery County property record for 27635 Ridge Rd, Damascus, MD 20872

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,400 sqft · built 1900
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (May 2011)
Tax Bill	$4,652 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00932437`

Property Details

APN / Parcel Number

Primary APN	`12-00932437`
Alternative APN	`00932437`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	780 sqft
Attic	Attic
Attic Area	320 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00932437
Street Address	27635 RIDGE RD
City	DAMASCUS
State	MD
Zip	20872-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	MT RADNOR
Legal Subdivision	LOCUST LEVEL
Legal Block	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	1
Census Block	1016
Census Tract	700204

Owner

27635 Ridge Rd is owned and occupied by two individuals who acquired it in October 2016.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27635 RIDGE RD, DAMASCUS, MD 20872-2421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP
Oct 10, 2019	Deed of Trust, Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2011 · Amount on File
Deed Sale	May 5, 2011 · Amount on File
Prior Sale	May 5, 2011 · Amount on File
Deed Document Number	201141552/0300
Deed Book / Page	41552 / 300
Last Transfer Date	Oct 28, 2016
Transfer Doc	0533930340
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	27635 RIDGE RD, DAMASCUS, MD 20872-2421
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SECURITY AMERICAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0568230341
Date	Oct 31, 2018
Book Page	56823/341

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	27635 RIDGE RD, DAMASCUS, MD 20872-2421
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CAL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27635 RIDGE RD, DAMASCUS, MD 20872-2421

Mortgage

Document Number	0608200323
Date	Oct 20, 2020
Book Page	60820/323

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	27635 RIDGE RD, DAMASCUS, MD 20872-2421
Document Number	0583560161
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	FEDERAL TITLE, FEDERAL TITLE AND ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27635 RIDGE RD DAMASCUS MD 208722421, DAMASCUS, MD 20872-2421

Mortgage

Document Number	0583560161
Date	Oct 23, 2019
Book Page	058356/000161

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 27635 Ridge Rd was $4,652, down 7.1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,400 (+5.08%)	$433,400 (-) Land $207,600 Building $225,800
2025	$4,652.00 (-7.15%)	$393,400	$433,400 Land $207,600 Building $225,800
2024	$5,010.00
2023		$360,600	$373,400 Land $197,900 Building $175,500
2022	$3,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27635 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27635 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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