Bay County property record for 2763 Lauria Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,960 sqft · built 1988 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Mar 2026) |
| Tax Bill | $3,123 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-036-200-190-01 |
| Primary APN | 080-036-200-190-01 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 177 ft deep x 105 ft wide |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2763 LAURIA RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 2311.31 FT W OF E 1/4 COR OF SEC TH W 105 FT TH N 210 FT TH E 105 FT TH S 210 FT TO BEG. SEC.36,T15N,R4E |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 286102 |
2763 Lauria Rd is owned and occupied by an individual who bought it in March 2026.
Source: Bay County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2763 LAURIA RD, KAWKAWLIN, MI 48631-9169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED BAY COMMUNITY CU |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on File |
| Deed Sale | Mar 23, 2026 · Amount on File |
| Prior Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 20263156 |
| Prior Transfer Date | May 24, 2004 |
| Prior Transfer Doc | 0022140839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Mar 23, 2026 |
| Property Address | 2763 LAURIA RD, KAWKAWLIN, MI 48631-9169 |
| Document Number | 0000003156 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202603156 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2763 LAURIA RD, KAWKAWLIN, MI 48631-9169 |
| Name | Verified Name |
|---|---|
| Address | 427 JAMES ST, BAY CITY, MI 48706-3929 |
| Document Number | 0000003157 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 202603157 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 16, 2021 |
| Property Address | 2763 LAURIA RD, KAWKAWLIN, MI 48631-9169 |
| Document Number | 202107293 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 202107293 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,599.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2763 LAURIA RD, 2763, KAWKAWLIN, MI 48631-9169 |
| Name | Verified Name |
|---|---|
| Address | 2763 LAURIA RD, KAWKAWLIN, MI 48631-9169 |
| Document Number | 202107294 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 202107294 |
| Name | UNITED BAY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2763 LAURIA RD, KAWKAWLIN, MI 48631-9169 |
| Document Number | 0000001770 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2763 LAURIA RD KAWKAWLIN MI 486319169, KAWKAWLIN, MI 48631-9169 |
| Document Number | 0000001770 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 1770 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605-3285 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 9, 2025 |
The 2026 property tax bill for 2763 Lauria Rd was $3,123 with a homeowner's exemption, up 62.7% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,123.00 (+62.74%) Homeowner's exemption | $122,500 (+0.33%) | $245,000 (+0.33%) |
| 2025 | $1,919.00 Homeowner's exemption | $122,100 | $244,200 |
| 2023 | $91,600 | $183,200 | |
| 2022 | $2,748.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2763 Lauria Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (2017–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2763 Lauria Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KAWKAWLIN METRO DIST WATER SUP serves 1,480 people · EPA ID MI0003570 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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