2763 Envoy Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 2763 Envoy Ct, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,478 sqft · built 2023
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,373,500 (Oct 2023)
Tax Bill	$28,622 (2026)
Deeds & Mortgages	Apr 2026 Sale Oct 2023 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`213-480-230-000`

Property Details

APN / Parcel Number

Primary APN	`213-480-230-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,478 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	9,583 sqft (0.22 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2763 ENVOY CT
City	LATHROP
State	CA
Zip	95330-8198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 RIVER ISLANDS STAGE 2B VILLAGE LL2 TRACT
Legal Subdivision	RIVER ISLANDS-STAGE 2B VL
Legal Lot Number	16
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1001
Census Tract	5214

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2763 ENVOY CT, LATHROP, CA 95330-8198
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 2, 2023	Grant Deed, Transfer · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	202378082
Last Transfer Date	Nov 19, 2025
Transfer Doc	0000033401
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 14, 2026
Property Address	2763 ENVOY CT, LATHROP, CA 95330-8198
Document Number	0000033401
Instrument Date	Nov 19, 2025
Instrument	202633401
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2763 ENVOY CT, LATHROP, CA 95330-8198

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 2, 2023
Property Address	2763 ENVOY CT, LATHROP, CA 95330-8198
Document Number	0000078082
Map Reference	MB 44 PG 13
Instrument Date	Aug 30, 2023
Instrument	2023-078082
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2763 ENVOY CT, LATHROP, CA 95330-8198

Mortgage

Document Number	0000078083
Date	Oct 2, 2023
Instrument	2023-078083

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.9%
Margin	3
Max Rate	11.9%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$28,622.00 (+79.15%)
2025	$15,977.00 (+57.92%)	$217,547 (+4.04%) Land $217,547
2023	$10,117.00	$209,100 Land $209,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Ayera Technologies Fixed Wireless	120 / 40

May also be available: Cal.net.

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