2763 Algoma Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 2763 Algoma Rd, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,660 sqft · built 2021
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$1,326 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN076-24-000-004.03

Property Details

APN / Parcel Number

Primary APN076-24-000-004.03
Alternative APN
  • 25117

Interior

Full Baths1 Bath
Building Area1,660 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number25117
Street Address2763 ALGOMA RD
CityPONTOTOC
StateMS
Zip38863-9419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5 AC SW1/4 20203081 8/24/20 901 517 3582
JurisdictionPONTOTOC MS
Township / Civil Division5
Census Block Group3
Census Block3032
Census Tract950500

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address2763 ALGOMA RD, PONTOTOC, MS 38863-9419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUM TREE MORTGAGE LLC
Nov 23, 2020Deed of Trust, Mortgage
THE BANK OF HOLLY SPRING

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address2763 ALGOMA RD, PONTOTOC, MS 38863-9419
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2763 ALGOMA RD, PONTOTOC, MS 38863-9419

Mortgage

Document Number2021004474
DateOct 21, 2021
Instrument2021004474
Lender
NameGUM TREE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address2763 ALGOMA RD, PONTOTOC, MS 38863-9419
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2763 ALGOMA RD, PONTOTOC, MS 38863-9419

Mortgage

Document Number2020004453
DateNov 23, 2020
Instrument2020004453
Lender
NameTHE BANK OF HOLLY SPRING
TypeBank
Agreement
AmountAmount Recorded
Term12 Months
DueNov 6, 2021

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
MunicipalityAlgoma Town
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,326.00 Homeowner's exemption$10,374 (-)$103,744 (-) Land $14,400 Building $89,344
2023$1,326.00 Homeowner's exemption$10,374$103,744 Land $14,400 Building $89,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 43% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
Fulton Telephone Company
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

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