Elko County property record for 2762 Shadow Rdg Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,586 sqft · built 1988 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Nov 2019) |
| Tax Bill | $1,825 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-991-003 |
| Primary APN | 001-991-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 2,162 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2762 SHADOW RIDGE DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-7920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | CLOVER HILLS SUBDIVISION PHASE 2 FILE 278494 LOCATED IN MDB&M |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 17 |
| Legal Subdivision | CLOVER HILLS SUB PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 203 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2762 SHADOW RIDGE DR, ELKO, NV 89801-7920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Nov 6, 2019 | Grant Deed, Transfer RURAL HSNG SVC OR SUCCESSOR AG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2019 · Amount on Record |
| Deed Sale | Nov 6, 2019 · Amount on Record |
| Prior Sale | Jun 30, 2016 · Amount on Record |
| Deed Document Number | 2019761560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2762 SHADOW RIDGE DR, ELKO, NV 89801-7920 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000854981 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 854981 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Nov 6, 2019 |
| Property Address | 2762 SHADOW RIDGE DR, ELKO, NV 89801-7920 |
| Document Number | 0000761560 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 761560 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2762 SHADOW RIDGE DR ELKO NV 898017920, ELKO, NV 89801-7920 |
| Document Number | 761561 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 761561 |
| Name | RURAL HSNG SVC OR SUCCESSOR AG |
|---|---|
| Address | SAINT LOUIS, MO 63120-1703 |
| Amount | Amount Recorded |
|---|---|
| Term | 456 Months |
| Due | Nov 5, 2057 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,825.00 (+3.05%) | $57,927 (+11.57%) Land $22,243 Building $35,684 | $165,506 (+11.57%) Land $63,551 Building $101,954 |
| 2025 | $1,771.00 (+16.21%) | $51,921 (+4.87%) Land $14,875 Building $37,046 | $148,346 (+4.87%) Land $42,500 Building $105,846 |
| 2023 | $1,524.00 (+3.04%) | $49,509 (+10.88%) Land $14,875 Building $34,634 | $141,454 (+10.88%) Land $42,500 Building $98,954 |
| 2022 | $1,479.00 | $44,649 Land $14,875 Building $29,774 | $127,569 Land $42,500 Building $85,069 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 77% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Zito Media.
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