2762 Panther Cir, Overgaard, AZ 85933 Property Records

Navajo County property record for 2762 Panther Cir, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	3,301 sqft · built 1999
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Company Names on File
Last Sale	$700,000 (May 2021)
Tax Bill	$3,845 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-45-298`

Property Details

APN / Parcel Number

Primary APN	`206-45-298`

Interior

Stories	2 Stories
Building Area	3,301 sqft Living Area
Gross Area	5,240 sqft
1st Floor Area	3,301 sqft
Basement Area	1,211 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	46,174 sqft
Garage Type	Attached
Garage Area	728 sqft
Deck Area	Deck Area
Patio Area	874 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	2762 PANTHER CIR
City	OVERGAARD
State	AZ
Zip	85933-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	MOGOLLON ESTATES:LOT 298, PER PLAT 18-30, 31, 32. OUT OF:206-01-0 28, 029, 030, 031 FOR 97 ROLL
Legal Range	17E
Legal Township	12N
Legal Section	34
Legal Subdivision	MOGOLLON ESTATES
Legal Lot Number	298
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2107
Census Tract	963700

Owner

2762 Panther Cir is owned by a company that bought it in May 2021.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 1795, OVERGAARD, AZ 85933-1795
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Apr 9, 2024	Special Warranty Deed, Transfer
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 7, 2018	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Nov 7, 2018 · Amount on File
Deed Document Number	202111932
Prior Transfer Date	Apr 6, 2020
Prior Transfer Doc	0000005534
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2762 PANTHER CIR, OVERGAARD, AZ 85933-5006
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	NOT AVAILABLE, LAWYERS TTL SHOW LOW TTL ONL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007992
Date	Apr 14, 2021
Instrument	2021-07992

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2050

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 9, 2024
Property Address	2762 PANTHER CIR, OVERGAARD, AZ 85933-5006
Document Number	0000004520
Map Reference	MB 18 PG 30-32
Instrument Date	Apr 8, 2024
Instrument	2024-04520
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 1795, OVERGAARD, AZ 85933-1795

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 28, 2021
Property Address	2762 PANTHER CIR, OVERGAARD, AZ 85933-5006
Document Number	0000011932
Map Reference	MB 18 PG 30-32
Instrument Date	May 14, 2021
Instrument	2021-11932
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 46, EL MIRAGE, AZ 85335-0046

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	195 S UNION PARK DR, PAYSON, AZ 85541-2584

Mortgage

Document Number	0000011933
Date	May 28, 2021
Instrument	2021-11933

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 7, 2018
Property Address	2762 PANTHER CIR, OVERGAARD, AZ 85933-5006
Document Number	0000018368
Map Reference	MB18 PG30-32
Instrument Date	Oct 2, 2018
Instrument	2018-18368
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1417, OVERGAARD, AZ 85933-1417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10004 W MARIPOSA GRANDE, PEORIA, AZ 85383-2715

Mortgage

Document Number	0000018369
Date	Nov 7, 2018
Instrument	2018-18369

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2762 Panther Cir was $3,845.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$1,082,166 Land $98,725 Building $983,441
2025	$3,845.00	$92,055 (-3.7%) Land $7,561 Building $84,494	$920,544 (-3.7%) Land $75,606 Building $844,938
2024		$95,590 Land $8,342 Building $87,248	$955,895 Land $83,416 Building $872,479
2023	$4,266.00 (+4.89%)
2022	$4,067.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2762 Panther Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2762 Panther Cir is high, ranking above 85% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 78% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panther Cir

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