Osceola County property record for 2762 Matera Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,012 sqft · built 2020 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,400 (Jul 2020) |
| Tax Bill | $6,905 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-31-5022-0001-0730 |
| Primary APN | 09-25-31-5022-0001-0730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,012 sqft Living Area |
| Gross Area | 5,148 sqft |
| 1st Floor Area | 1,716 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Porch | Finished/Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 2762 MATERA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPLIT OAK ESTATES PH 2 PB 28 PGS 3-4 LOT 73 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | SPLIT OAK ESTATES PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 73 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 43700 |
Source: Osceola County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2762 MATERA DR, SAINT CLOUD, FL 34771-9154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Mar 22, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 2, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Deed Document Number | 202085713 |
| Deed Book / Page | 5748 / 657 |
| Last Transfer Date | Mar 21, 2022 |
| Transfer Doc | 0061771207 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2762 MATERA DR, SAINT CLOUD, FL 34771-9154 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2762 MATERA DR, SAINT CLOUD, FL 34771-9154 |
| Document Number | 0060621083 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 6062/1083 |
| Instrument | 2021157480 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2762 MATERA DR, SAINT CLOUD, FL 34771-9154 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2762 MATERA DR, SAINT CLOUD, FL 34771-9154 |
| Document Number | 0062460078 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 6246/78 |
| Instrument | 2022104235 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 22, 2022 |
| Property Address | 2762 MATERA DR, SAINT CLOUD, FL 34771-9154 |
| Document Number | 0061771207 |
| Book / Page | 6177 / 1207 |
| Map Reference | MB 28 PG 3&4 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2022045699 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2762 MATERA DR, SAINT CLOUD, FL 34771-9154 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 4, 2020 |
| Property Address | 2762 MATERA DR, SAINT CLOUD, FL 34771-9154 |
| Document Number | 0057872229 |
| Book / Page | 005787 / 002229 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 117910 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2762 MATERA DR ST CLOUD FL 347719154, ST CLOUD, FL 34771-9154 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 2, 2020 |
| Property Address | 2762 MATERA DR, SAINT CLOUD, FL 34771-9154 |
| Document Number | 0057480657 |
| Book / Page | 5748 / 657 |
| Map Reference | MB 28 PG 3&4 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 2020085713 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,607.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 2762 MATERA DR, SAINT CLOUD, FL 34771-9154 |
| Document Number | 0005748659 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 5748/659 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,905.00 (+4.32%) Homeowner's exemption | $487,882 (+5.99%) | $583,400 (-6.39%) Land $90,000 Building $493,400 |
| 2024 | $6,619.00 (+2%) | ||
| 2023 | $6,489.00 (+3.64%) Homeowner's exemption | $460,324 (+3%) | $623,200 (+17.08%) Land $90,000 Building $533,200 |
| 2022 | $6,261.00 Homeowner's exemption | $446,917 | $532,300 Land $80,000 Building $452,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | TOHO WATER AUTHORITY-POINCIANA SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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