2762 Cedar Cir, Southside (Gadsden), AL 35907 Property Records

Etowah County property record for 2762 Cedar Cir, Southside, AL 35907

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft · built 1977
Lot Size	0.38 acres (16,500 sqft)
Owner	Individual Name on File
Tax Bill	$644 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03-07-0-001-017.000`

Property Details

APN / Parcel Number

Primary APN	`21-03-07-0-001-017.000`
Alternative APNs	`254593` `60851`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,500 sqft (0.38 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Pool Type	In-Ground Vinyl Pool

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	254593
Street Address	2762 CEDAR CIR
City	GADSDEN
State	AL
Zip	35907-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 39 WESTERN HILLS SUB PLAT I-89 07-13-6 1482-337,2021-318,D-2000-614,D-2005-1896,D-2010-3330939 D-2010-3335180,D-2010-3340501(ROS),D-2021-3521983(ROS)(REF), D-2021-3522982
Legal Range	6E
Legal Township	13S
Legal Section	7
Legal Subdivision	WESTERN HILLS SUB
Legal Lot Number	39
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	1
Census Block	1045
Census Tract	10504

Owner

2762 Cedar Cir is owned and occupied by an individual.

Source: Etowah County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2762 CEDAR CIR, GADSDEN, AL 35907-7006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jun 24, 2021
Property Address	2762 CEDAR CIR, SOUTHSIDE, AL 35907-7006
Document Number	0003522982
Instrument Date	Jun 22, 2021
Instrument	3522982
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$92.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2762 CEDAR CIR, SOUTHSIDE, AL 35907-7006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2762 CEDAR CIR, SOUTHSIDE, AL 35907-7006

Mortgage

Document Number	0003523765
Date	Jun 24, 2021
Instrument	3523765

Lender

Name	AMERICAN METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2762 Cedar Cir was $644 with a homeowner's exemption, down 12.7% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Southside City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$644.00 (-12.74%) Homeowner's exemption
2025	$738.00 Homeowner's exemption	$19,200 Land $1,940 Building $17,260	$191,800 Land $19,300 Building $172,500
2023	$787.00 (+21.08%) Homeowner's exemption	$19,180 (+21.09%) Land $1,930 Building $17,250	$191,800 (+21.09%) Land $19,300 Building $172,500
2022	$650.00 Homeowner's exemption	$15,840 Land $1,930 Building $13,910	$158,400 Land $19,300 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2762 Cedar Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2762 Cedar Cir is moderate, ranking above 42% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHSIDE WATER WORKS AND SEWER BOARD serves 12,327 people · EPA ID AL0000591
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20