Schoharie County and Summit Town property record for 2761 State Rte 10, Summit, NY 12175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,360 sqft · built 1985 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,900 (Jun 1994) |
| Tax Bill | $2,877 (2026) |
| Deeds & Mortgages | Sep 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 111.-6-19 |
| Primary APN | 434800 111.-6-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 78,408 sqft (1.8 acres) |
| Lot Width | 240 ft Width |
| Porch | Slab |
| Porch Area | 440 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100824 |
|---|---|
| Street Address | 2761 STATE ROUTE 10 |
| City | SUMMIT |
| State | NY |
| Zip | 12175-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 6 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 740500 |
2761 State Rte 10 is owned and occupied by an individual who acquired it in July 1999.
Source: Schoharie County and Summit Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 188, SUMMIT, NY 12175-0188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 1994 · Amount on File |
| Deed Sale | Jun 17, 1994 · Amount on File |
| Deed Book / Page | 567 / 198 |
| Last Transfer Date | Jul 13, 1999 |
| Transfer Doc | 0656000227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 2761 STATE ROUTE 10, SUMMIT, NY 12175 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002051/252 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 2051/252 |
| Instrument | 822542 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2043 |
The 2026 property tax bill for 2761 State Rte 10 was $2,877 with a homeowner's exemption, down 0.2% from the year before.
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,877.00 (-0.17%) Homeowner's exemption | ||
| 2025 | $2,882.00 | $43,440 Land $10,800 Building $32,640 | $112,831 Land $28,052 Building $84,779 |
| 2023 | $43,440 Land $10,800 Building $32,640 | $101,614 Land $25,263 Building $76,351 | |
| 2020 | $2,151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2761 State Rte 10 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2761 State Rte 10 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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