2761 King Oak Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2761 King Oak Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,126 sqft Heated Area
Lot Size1,786 sqft (0.041 acres)
OccupancyOwner Occupied
Last Sale$154,900 (2019)
Tax Bill$2,969.00 (2025)

Property Details

APN / Parcel Number

Primary APN83032
Alternative APN
  • 092630003400010440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,126 sqft Heated Area
Gross Area1,338 sqft Gross Area
1st Floor1,126 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area1,786 sqft (0.041 acres)
Depth X Width52 ft x 34 ft Depth x Width
PorchOpen Porch
Porch Area182 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number83032
Street Address2761 KING OAK CIR
CitySAINT CLOUD
StateFL
Zip34769-6660
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionKING OAK VILLAS PHASE 1 FIRST ADD PB 5 PG 57 LOT 44
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionKING OAK VIL PH1
Legal Phase1
Legal Tract34
Legal Block1
Legal Lot Number44
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3016
Census Tract43208

Owner

Source: Osceola County records · APN 83032

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2761 KING OAK CIR, SAINT CLOUD, FL 34769-6660
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 02, 2019Warranty Deed, Transfer · Stand Alone Second Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2019 · Amount on Record
Deed SaleApr 02, 2019 · Amount on Record
Prior SaleMay 18, 2000
Deed Doc Number2019040620
Deed Book / Page5500 / 1495
Record RefreshedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2761 KING OAK CIR, SAINT CLOUD, FL 34769-6660
Transaction TypeMortgage
Record UpdatedSep 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055190802
DateMay 03, 2019
Book Page5519/0802
Instrument2019057790
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2049

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 02, 2019
Property Address2761 KING OAK CIR, SAINT CLOUD, FL 34769-6660
Document Number0055001495
Book / Page5500 / 1495
Map ReferenceMB 5 PG 57
Instrument DateMar 29, 2019
Instrument2019040620
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyAMERICAS TITLE CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,084.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3927 SW SAILFISH DR, 3927, PALM CITY, FL 34990-3821

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 GEORGIA AVE, SAINT CLOUD, FL 34769-2112

Mortgage

Document Number2019040622
DateApr 02, 2019
Instrument2019040622
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2049

Mortgage

Document Number0055001496
DateApr 02, 2019
Book Page5500/1496
Instrument2019040621
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,969.00 (+1.85%) Homeowner's exemption$208,800 (+12.5%) Land $30,000 Building $178,800$208,800 (+12.5%) Land $30,000 Building $178,800
2023$2,915.00 (+16.93%)$185,600 (+32.67%) Land $14,900 Building $170,700$185,600 (+32.67%) Land $14,900 Building $170,700
2022$2,493.00$139,900 Land $14,900 Building $125,000$139,900 Land $14,900 Building $125,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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