2761 Bowen Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 2761 Bowen Rd, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 7,691 sqft · built 1875
Lot Size	6.8 acres (296,208 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Nov 2008)
Tax Bill	$8,793 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`144200 137.02-4-11`

Property Details

APN / Parcel Number

Primary APN	`144200 137.02-4-11`
Alternative APN	`42001370200004011000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	7,691 sqft Living Area
1st Floor Area	3,138 sqft
2nd Floor Area	2,802 sqft
Upper Floors Area	1,751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	296,208 sqft (6.8 acres)
Lot Width	597 ft Width
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Pool Area	1,800 sqft
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2761 BOWEN RD
City	ELMA
State	NY
Zip	14059-9370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1010
Census Tract	14101

Owner

2761 Bowen Rd is owned and occupied by an individual who bought it in November 2008.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2761 BOWEN RD, ELMA, NY 14059-9370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2008 · Amount on File
Deed Sale	Nov 21, 2008 · Amount on File
Deed Document Number	2008235880
Deed Book / Page	11152 / 6771
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	2761 BOWEN RD, ELMA, NY 14059-9370
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2761 BOWEN RD, ELMA, NY 14059-9370

Mortgage

Document Number	0141202549
Date	Mar 7, 2024
Book Page	14120/2549
Instrument	2024037324

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	ELMA, NY 14059

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2761 Bowen Rd was $8,793, up 264.6% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,793.00 (+264.55%)
2025	$2,412.00 (-71.6%)	$15,300 (-) Land $2,400 Building $12,900	$588,450 (+3.84%) Land $92,306 Building $496,144
2024	$8,492.00	$15,300 (-) Land $2,400 Building $12,900	$566,667 (+3.7%) Land $88,889 Building $477,778
2023		$15,300 Land $2,400 Building $12,900	$546,429 Land $85,714 Building $460,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2761 Bowen Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2761 Bowen Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Bowen Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures