2760 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2760 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,669 sqft · built 1986
Lot Size	0.111 acres (4,830 sqft)
Owner	2 Trust Names on File
Last Sale	$390,000 (Mar 2011)
Tax Bill	$5,777 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2019 Mortgage + 6 more
Flood Zone	Zone X (reduced by levee)
APN	`374-731-01`

Property Details

APN / Parcel Number

Primary APN	`374-731-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,669 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	4,830 sqft (0.111 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2760 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10539 BLK LOT 83
Legal Subdivision	TRACT NO 10539
Legal Tract	10539
Legal Lot Number	83
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	76204

Owner

2760 N River Trail Rd is owner-occupied and held in a trust since June 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer
May 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage PENTAGON FCU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 24, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Mar 29, 2019	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2011 · Amount on File
Deed Sale	Mar 8, 2011 · Amount on File
Prior Sale	May 1, 2000 · Amount on File
Deed Document Number	2011123413
Last Transfer Date	Jun 19, 2023
Transfer Doc	0000150619
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 23, 2023
Property Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Document Number	0000150619
Map Reference	MB 462 PG 25-29
Instrument Date	Jun 19, 2023
Instrument	2023000150619
Transaction Type	Transfer
Record Updated	Jul 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174212
Date	May 22, 2019
Instrument	2019000174212

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 8, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356153
Date	Jul 24, 2020
Instrument	2020000356153

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248344
Date	Jun 2, 2020
Instrument	2020000248344

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014

Mortgage

Document Number	0000520513
Date	Sep 24, 2020
Instrument	2020000520513

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Document Number	0000537583
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2760 N RIVER TRAIL RD ORANGE CA 928652014, ORANGE, CA 92865-2014

Mortgage

Document Number	0000537583
Date	Dec 23, 2019
Instrument	537583

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 29, 2019
Property Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Document Number	0000100033
Instrument Date	Mar 25, 2019
Instrument	100033
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2760 N RIVER TRAIL RD ORANGE CA 928652014, ORANGE, CA 92865-2014

Mortgage

Document Number	100034
Date	Mar 29, 2019
Instrument	100034

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2760 N RIVER TRAIL RD, ORANGE, CA 92865-2014
Document Number	0000481262
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2760 N RIVER TRAIL RD ORANGE CA 928652014, ORANGE, CA 92865-2014

Mortgage

Document Number	0000481262
Date	Nov 14, 2017
Instrument	481262

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2760 N River Trail Rd was $5,777 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,648 (+2%) Land $337,665 Building $171,983
2025	$5,777.00 Homeowner's exemption	$499,655 Land $331,044 Building $168,611
2023	$5,373.00 (+2.01%) Homeowner's exemption	$480,253 (+2%) Land $318,189 Building $162,064
2022	$5,267.00 Homeowner's exemption	$470,837 Land $311,950 Building $158,887

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2760 N River Trail Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2760 N River Trail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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