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2760 Dunsford Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2760 Dunsford Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 2016
Lot Size6.02 acres (262,318 sqft)
Owner2 Individual Names on File
Last Sale$17,000 (Apr 2015)
Tax Bill$2,930 (2024)
Deeds & MortgagesMar 2022 Mortgage
Mar 2022 Re-recorded Document
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-4N-30-0000-00708-0000

Property Details

APN / Parcel Number

Primary APN12-4N-30-0000-00708-0000
Alternative APN
  • N304120000007080000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,564 sqft Living Area
Gross Area3,594 sqft
1st Floor Area1,564 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area262,318 sqft (6.02 acres)
Garage TypeDetached
Garage Area1,200 sqft
PorchFinished/Open Porch
Porch Area305 sqft
Patio Area525 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2760 DUNSFORD RD
CityJAY
StateFL
Zip32565-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UPDATE FOR 2022** SECTION 12 TOWNSHIP 4N RANGE 30W PARCEL G COM AT SW COR OF SECTION 12; THN RUN N 89*5156E ALONG S LINE OF SAID SECTION 12 FOR 1364.44 FT TO SW COR OF SE4 OF SW4 OF SAID SECTION 12 FOR POB; THN DEPART SAID S LINE AND RUN
Legal Range30W
Legal Township4N
Legal Section12
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3026
Census Tract10200

Owner

Source: Santa Rosa County records · APN 12-4N-30-0000-00708-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2760 DUNSFORD RD, JAY, FL 32565-2902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · VA Mortgage
THE MORTGAGE FIRM INC
Mar 24, 2022Re-recorded Document
SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC
Feb 04, 2022Warranty Deed, Transfer · VA Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2015 · Amount on Record
Deed SaleApr 10, 2015 · Amount on Record
Deed Document Number201512531
Deed Book / Page3420 / 1072
Last Transfer DateFeb 02, 2022
Transfer Doc0042621198
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2760 DUNSFORD RD, JAY, FL 32565-2902
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6367 DISSINGER AVE, SAN DIEGO, CA 92139-2312

Mortgage

Document Number0042621200
DateMar 24, 2022
Book Page4262/1200
Instrument202217670
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

March 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionSANTA ROSA FL
Recording DateMar 24, 2022
Property Address2760 DUNSFORD RD, JAY, FL 32565-2902
Document Number0042621198
Book / Page4262 / 1198
Instrument DateFeb 02, 2022
Instrument202217669
Record UpdatedApr 27, 2022
Title CompanySURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address6226 COTTAGE WOODS DR, 6226, MILTON, FL 32570-4172

Transferred To (Grantee/Buyer)

NameVerified Name
Address2760 DUNSFORD RD, JAY, FL 32565-2902

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateFeb 04, 2022
Property Address2760 DUNSFORD RD, JAY, FL 32565-2902
Document Number0087161695
Book / Page8716 / 1695
Instrument DateFeb 02, 2022
Instrument2022012324
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanySURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,793.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6226 COTTAGE WOODS DR, 6226, MILTON, FL 32570-4172

Transferred To (Grantee/Buyer)

NameVerified Name
Address2760 DUNSFORD RD, JAY, FL 32565-2902

Mortgage

Document Number0087161697
DateFeb 04, 2022
Instrument8716/1697
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$307,875 (+7.6%) Land $84,308 Building $223,567$307,875 (+7.6%) Land $84,308 Building $223,567
2024$2,930.00 (-1.05%) Homeowner's exemption$286,136 (+0.48%) Land $96,352 Building $189,784$286,136 (+0.48%) Land $96,352 Building $189,784
2023$2,961.00 (+118.04%) Homeowner's exemption$284,765 (+96.42%) Land $96,352 Building $188,413$284,765 (+3.52%) Land $96,352 Building $188,413
2022$1,358.00 Homeowner's exemption$144,981$275,095 Land $96,352 Building $178,743

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Wildfire

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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