St. Louis County property record for 2760 Bear Island River Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.25 ba · 2,538 sqft · built 2002 |
| Lot Size | 0.961 acres (41,860 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $325,000 (Apr 2011) |
| Tax Bill | $9,478 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-0026-00740 |
| Primary APN | 625-0026-00740 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,538 sqft Gross Area |
| 1st Floor Area | 2,402 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 41,860 sqft (0.961 acres) |
| Garage Area | 930 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 205 sqft |
| Deck Area | 75 sqft |
| Cabin | 402 sqft |
| Storage Building | 200 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1165005 |
|---|---|
| Street Address | 2760 BEAR ISLAND RIVER RD |
| City | ELY |
| State | MN |
| Zip | 55731-8310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0057 BLOCK:002 SERIAL # |
| Legal Subdivision | FIRST ADDITION TO LATHI LAND |
| Legal Block | 2 |
| Legal Lot Number | 57 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 15401 |
2760 Bear Island River Rd is owner-occupied and held in a trust since March 2024.
Source: St. Louis County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2760 BEAR ISLAND RIVER RD, ELY, MN 55731-8310 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2011 · Amount on File |
| Deed Sale | Apr 19, 2011 · Amount on File |
| Prior Sale | Aug 10, 2010 · Amount on File |
| Deed Document Number | 201159412 |
| Last Transfer Date | Mar 15, 2024 |
| Transfer Doc | 0001486585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2760 BEAR ISLAND RIVER RD, ELY, MN 55731-8310 |
| Document Number | 00A1397444 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2760 BEAR ISLAND RIVER RD ELY MN 557318310, ELY, MN 55731-8310 |
| Document Number | 00A1397444 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | A1397444 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
The 2026 property tax bill for 2760 Bear Island River Rd was $9,478 with a homeowner's exemption, down 0.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,478.00 (-0.29%) Homeowner's exemption | ||
| 2025 | $9,506.00 (+24.16%) Homeowner's exemption | $868,200 (-) Land $250,300 Building $617,900 | $868,200 (-) Land $250,300 Building $617,900 |
| 2024 | $7,656.00 | $868,200 Land $250,300 Building $617,900 | $868,200 Land $250,300 Building $617,900 |
| 2022 | $622,600 Land $183,200 Building $439,400 | $622,600 Land $183,200 Building $439,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2760 Bear Island River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2760 Bear Island River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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