2760 4th St, Wayland, MI 49348 Property Records

Allegan County property record for 2760 4th St, Wayland, MI 49348

Property Summary

Property Type	General Agricultural/Rural
Details	1 ba · 2,302 sqft · built 2018
Lot Size	86.8 acres (3,782,315 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2017)
Tax Bill	$4,230 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`24-027-002-00`

Property Details

APN / Parcel Number

Primary APN	`24-027-002-00`
Alternative APN	`03-24-027-002-00`

Interior

Full Baths	1 Bath
Building Area	2,302 sqft Total Area
1st Floor Area	2,302 sqft
Basement Area	2,302 sqft
Unfinished Basement	2,302 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	3,782,315 sqft (86.8 acres)
Garage Area	1,932 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2760 4TH ST
City	WAYLAND
State	MI
Zip	49348-9412
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	NE 1/4 EX N 45 A SEC 27 T3N R11W TAX MAP: 86.83 AC
Legal Range	11W
Legal Township	03N
Legal Section	27
Jurisdiction	ALLEGAN MI
Township / Civil Division	WAYLAND
Census Block Group	2
Census Block	2000
Census Tract	30501

Owner

2760 4th St, an agricultural property, is owned and occupied by two individuals who bought it in July 2017.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2760 4TH ST, WAYLAND, MI 49348-9412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK OF MICHIGAN
Apr 22, 2019	Deed of Trust, Mortgage · ARM MERCANTILE BANK OF MICHIGAN
Nov 13, 2017	Deed of Trust, Mortgage · ARM MERCANTILE BANK OF MICHIGAN
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEN-TEX CERTIFIED DEV CORP
Jul 5, 2017	Warranty Deed, Transfer · ARM MERCANTILE BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Deed Book / Page	4155 / 441
Prior Transfer Date	Dec 31, 2004
Prior Transfer Doc	2782/522
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2760 4TH ST, WAYLAND, MI 49348-9412
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2760 4TH ST, WAYLAND, MI 49348-9412

Mortgage

Document Number	004781/941
Date	Jul 22, 2022
Book Page	4781/941
Instrument	2022014533

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2760 4TH ST, WAYLAND, MI 49348-9412
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2760 4TH ST, WAYLAND, MI 49348-9412

Mortgage

Document Number	004716/548
Date	Jan 6, 2022
Book Page	4716/548
Instrument	2022000436

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2760 4TH ST, WAYLAND, MI 49348-9412
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4337/150
Date	Apr 22, 2019
Book Page	4337/150

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Margin	4
Max Rate	9.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2760 4TH ST, WAYLAND, MI 49348-9412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4195/547
Date	Nov 13, 2017
Book Page	4195/547
Instrument	4195-547

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.38%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2760 4TH ST, WAYLAND, MI 49348-9412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4337/138
Date	Apr 22, 2019
Book Page	4337/138

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2760 4TH ST, WAYLAND, MI 49348-9412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4444/599
Date	Mar 30, 2020
Book Page	4444/599

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2760 4TH ST, WAYLAND, MI 49348-9412
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4401/781
Date	Nov 12, 2019
Book Page	4401/781

Lender

Name	CEN-TEX CERTIFIED DEV CORP
Type	Funding / Finance Company
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 5, 2017
Property Address	2760 4TH ST, WAYLAND, MI 49348-9412
Document Number	4155/441
Book / Page	4155 / 441
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8163 GRAND RIVER RD STE 100, 8163, BRIGHTON, MI 48114-9482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 OTUNA CT, DORR, MI 49323-9030

Mortgage

Document Number	4155444
Date	Jul 5, 2017
Instrument	4155/444

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Margin	4
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2760 4th St was $4,230 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Wayland Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,300 Land $257,200 Building $301,100	$1,116,600 Land $514,400 Building $602,200
2025	$4,230.00
2023		$362,000 Land $169,300 Building $192,700	$724,000 Land $338,600 Building $385,400
2022	$3,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2760 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2760 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Michwave Technologies Fixed Wireless	25 / 15

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 4th St

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