276 Vivaron Ave, Saint Charles, MO 63303 Property Records

St. Charles County property record for 276 Vivaron Ave, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,248 sqft · built 2004
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Feb 2018)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T040800412`

Property Details

APN / Parcel Number

Primary APN	`T040800412`
Alternative APN	`3-0162-9436-04-029C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	676 sqft

Exterior

Year Built	Built 2004
Architectural Style	Traditional
Exterior Material	Brick/Stone
Lot Area	1,742 sqft (0.039 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft
Patio Area	100 sqft

Location & Zoning

Account Number	T040800412
Old Parcel Number	T040800412
Street Address	276 VIVARON AVE
City	SAINT CHARLES
State	MO
Zip	63303-4214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MONTCLAIR LOT 4-29C
Legal Range	04E
Legal Township	46N
Legal Section	00
Legal Subdivision	ENCLAVE AT MONTCLAIR
Legal Lot Number	29C
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1062
Census Tract	311001

Owner

276 Vivaron Ave, a condominium, is owned and occupied by an individual who bought it in February 2018.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	276 VIVARON AVE, SAINT CHARLES, MO 63303-4214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Feb 27, 2018	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Prior Sale	Jan 28, 2013 · Amount on File
Deed Document Number	0006884252
Deed Book / Page	6884 / 0252
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	276 VIVARON AVE, SAINT CHARLES, MO 63303-4214
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 VIVARON AVE, SAINT CHARLES, MO 63303-4214

Mortgage

Document Number	0000050255
Date	Jun 14, 2021
Instrument	2021R-050255

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 27, 2018
Property Address	276 VIVARON AVE, SAINT CHARLES, MO 63303-4214
Document Number	0068840252
Book / Page	006884 / 000252
Instrument Date	Feb 22, 2018
Instrument	104390
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 VIVARON AVE ST CHARLES MO 633034214, ST CHARLES, MO 63303-4214

Mortgage

Document Number	68840254
Date	Feb 27, 2018
Book Page	006884/000254
Instrument	104400

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 276 Vivaron Ave was $2,379.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,379.00	$41,109	$216,361
2023		$36,764
2022			$193,494 Building $193,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 276 Vivaron Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	36 (1978–2019)
Claims Outside the SFHA	6 of 36
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Vivaron Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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