276 Twin Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 276 Twin Oaks Dr, Hampstead, NC 28443

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,320 sqft · built 2003
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Sep 2017)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4214-82-9288-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-82-9288-0000`
Alternative APNs	`400977170` `977170`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 2003
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Lot Area	1,307 sqft (0.03 acres)
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400977170
Old Parcel Number	4214 82 9288 0000
Street Address	276 TWIN OAKS DR
City	HAMPSTEAD
State	NC
Zip	28443-3282
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R20C
Legal Description	UNIT 2B,PB 36/48 SLOOP POINT DUPLEX
Legal Subdivision	SLOOP POINT DUPLEXES
Legal Unit	2B
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	276B TWIN OAKS DR, HAMPSTEAD, NC 28443-3282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	Jan 12, 2006 · Amount on Record
Deed Document Number	0018684651
Deed Book / Page	1868 / 4651
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 25, 2017
Property Address	276 TWIN OAKS DR # 2B, 2B, HAMPSTEAD, NC 28443-3282
Document Number	0046511868
Book / Page	004651 / 001868
Instrument Date	Sep 19, 2017
Instrument	20028747
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	276B TWIN OAKS DR HAMPSTEAD NC 284433282, HAMPSTEAD, NC 28443-3282

Mortgage

Document Number	46511872
Date	Sep 25, 2017
Book Page	004651/001872
Instrument	20028749

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,344.00 (+7.61%)	$328,990 (+165.95%) Land $78,400 Building $250,590	$328,990 (+165.95%) Land $78,400 Building $250,590
2023		$123,703 (-) Land $5,000 Building $118,703	$123,703 (-) Land $5,000 Building $118,703
2022	$1,249.00	$123,703 Land $5,000 Building $118,703	$123,703 Land $5,000 Building $118,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30