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276 Sims Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 276 Sims Dr, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,031 sqft · built 1940
Lot Size0.293 acres (12,767 sqft)
Owner2 Individual Names on File
Last Sale$267,000 (Mar 2020)
Tax Bill$995 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN117K D 016

Property Details

APN / Parcel Number

Primary APN117K D 016
Alternative APN
  • 0000042681

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,031 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1983
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,767 sqft (0.293 acres)
Lot Dimensions200 ft deep x 77 ft wide
Deck Area327 sqft

Utilities, Heating & Cooling

Heating SystemGravity Furnace
SewerConnected

Location & Zoning

Account Number0000042681
Street Address276 SIMS DR
CityCHATTANOOGA
StateTN
Zip37415-4915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 1 SIMS DR SUB PB 117 PG 72
Legal SubdivisionSIMS DR SUB
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2007
Census Tract10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

276 Sims Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Hamilton County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address276 SIMS DR, CHATTANOOGA, TN 37415-4915
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2020 · Amount on File
Deed SaleMar 6, 2020 · Amount on File
Prior SaleFeb 15, 2019 · Amount on File
Deed Document Number2020173
Deed Book / Page11930 / 406
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 6, 2020
Property Address276 SIMS DR, CHATTANOOGA, TN 37415-4915
Document Number0306000173
Book / Page011930 / 000406
Instrument DateMar 5, 2020
Instrument200306000173
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 17, 2020
Title CompanyFIRST TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$988.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address276 SIMS DR CHATTANOOGA TN 374154915, CHATTANOOGA, TN 37415-4915

Mortgage

Document Number306000174
DateMar 6, 2020
Book Page011930/000408
Instrument200306000174
Lender
NameHIGHLANDS RESID'L MTG
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 276 Sims Dr was $995, down 16.2% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$995.00 (-16.25%)$65,700 (+23.67%)$262,800 (+23.67%) Land $70,000 Building $192,800
2024$1,188.00 (-44.62%)$53,125 (-)$212,500 (-) Land $70,000 Building $142,500
2023$2,145.00 (+18.38%)$53,125 (-)$212,500 (-) Land $70,000 Building $142,500
2022$1,812.00$53,125$212,500 Land $70,000 Building $142,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 276 Sims Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Sims Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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