276 S Cambridge St, Orange, CA 92866 Property Records

Orange County property record for 276 S Cambridge St, Orange, CA 92866

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1913
Lot Size	0.093 acres (4,046 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Jan 2024)
Tax Bill	$9,947 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`390-434-13`

Property Details

APN / Parcel Number

Primary APN	`390-434-13`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	792 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	4,046 sqft (0.093 acres)
Garage Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	276 S CAMBRIDGE ST
City	ORANGE
State	CA
Zip	92866-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR HARTWICKS SUB BLK LOT 6 HARTWICKS SUB LOT 6 N 40 FT
Legal Subdivision	HARTWICKS SUBDIVISION
Legal Tract	318
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1014
Census Tract	75902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Towne Orange Historic District listed 1997 · 1,237 contributing resources · NRIS 97000617

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

276 S Cambridge St is owned and occupied by an individual who bought it in January 2024.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	276 S CAMBRIDGE ST, ORANGE, CA 92866-2000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Apr 19, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 15, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 15, 2022	Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING INC
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY VIEW HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on File
Deed Sale	Jan 2, 2024 · Amount on File
Prior Sale	Apr 15, 2022 · Amount on File
Deed Document Number	2024594
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	0000148474
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 2, 2024
Property Address	276 S CAMBRIDGE ST, ORANGE, CA 92866-2000
Document Number	0000000594
Map Reference	MB 6 PG 24
Instrument Date	Dec 13, 2023
Instrument	2024000000594
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2524 BOWDOIN PL, COSTA MESA, CA 92626-6338

Mortgage

Document Number	0000000595
Date	Jan 2, 2024
Instrument	2024000000595

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 19, 2022
Property Address	276 S CAMBRIDGE ST, ORANGE, CA 92866-2000
Document Number	0000148474
Map Reference	MB 6 PG 24
Instrument Date	Apr 13, 2022
Instrument	2022000148474
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1112, LAKE FOREST, CA 92609-1112

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 15, 2022
Property Address	276 S CAMBRIDGE ST, ORANGE, CA 92866-2000
Document Number	0000145731
Map Reference	MB 6 PG 24
Instrument Date	Mar 21, 2022
Instrument	2022000145731
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1112, LAKE FOREST, CA 92609-1112

Mortgage

Document Number	0000145732
Date	Apr 15, 2022
Instrument	2022000145732

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 15, 2022
Property Address	276 S CAMBRIDGE ST, ORANGE, CA 92866-2000
Document Number	0000145730
Map Reference	MB 6 PG 24
Instrument Date	Jan 20, 2022
Instrument	2022000145730
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 S HARWOOD ST, ORANGE, CA 92866-1628

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	276 S CAMBRIDGE ST, ORANGE, CA 92866-2000
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL CO LOS ANGELE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 S CAMBRIDGE ST, ORANGE, CA 92866-2000

Mortgage

Document Number	0000249668
Date	Apr 13, 2021
Instrument	2021000249668

Lender

Name	NETWORK FUNDING INC
Type	Non-Lending Institution
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	276 S CAMBRIDGE ST, ORANGE, CA 92866-2000
Document Number	0000439799
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE-IE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	276 S CAMBRIDGE ST ORANGE CA 928662000, ORANGE, CA 92866-2000

Mortgage

Document Number	0000439799
Date	Aug 26, 2020
Instrument	439799

Lender

Name	VALLEY VIEW HM LOANS
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 276 S Cambridge St was $9,947 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$925,956 (+2%) Land $894,563 Building $31,393
2025	$9,947.00 Homeowner's exemption	$907,800 Land $877,022 Building $30,778
2023	$8,991.00 (+76.29%)	$816,000 Land $790,013 Building $25,987
2022	$5,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 276 S Cambridge St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 276 S Cambridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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