276 Plum St, Lima, OH 45807 Property Records

Allen County property record for 276 Plum St, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,264 sqft · built 2023
Lot Size	0.383 acres (16,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Sep 2022)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-0709-03-004.000`

Property Details

APN / Parcel Number

Primary APN	`36-0709-03-004.000`
Alternative APN	`G2636070903004000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	2,264 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	16,683 sqft (0.383 acres)
Lot Dimensions	165 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	276 PLUM ST
City	LIMA
State	OH
Zip	45807-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RETREAT AT ORCHARD ACRES LOT 1421 JOINT TEN FF 101.00
Legal Subdivision	THE RETREAT AT ORCHARD ACRES
Legal Lot Number	1421
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1009
Census Tract	10801

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2301 UNIVERSITY BLVD, LIMA, OH 45805-2240
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage SUPERIOR CU INC
Dec 12, 2022	Deed of Trust, Mortgage · Construction Mortgage SUPERIOR CU INC
Sep 28, 2022	Survivorship Deed, Transfer
Feb 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Deed Document Number	202211399
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	276 PLUM ST, LIMA, OH 45807-1065
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1150000427
Date	Jan 15, 2026
Book Page	2026/427
Instrument	202601150000427

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	4230 ELIDA RD, LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	276 PLUM ST, LIMA, OH 45807-1065
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 UNIVERSITY BLVD, LIMA, OH 45805-2240

Mortgage

Document Number	12120014025
Date	Dec 12, 2022
Book Page	2022/14025
Instrument	202212120014025

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	12%

September 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 28, 2022
Property Address	276 PLUM ST, LIMA, OH 45807-1065
Document Number	9280011399
Book / Page	2022 / 11399
Instrument Date	Sep 27, 2022
Instrument	202209280011399
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2301 UNIVERSITY BLVD, LIMA, OH 45805-2240

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 11, 2022
Property Address	276 PLUM ST, LIMA, OH 45807-1065
Document Number	2110001552
Book / Page	2022 / 1552
Instrument Date	Feb 7, 2022
Instrument	202202110001552
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 BELLEFONTAINE AVE, LIMA, OH 45804-3111
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Municipality	Elida Village
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,396.00 (-6.84%)	$102,030 (-) Land $15,120 Building $86,910	$291,500 (-) Land $43,200 Building $248,300
2024	$4,719.00 (+761.13%) Homeowner's exemption	$102,030 (+894.44%) Land $15,120 Building $86,910	$291,500 (+894.88%) Land $43,200 Building $248,300
2023	$548.00 (-8.05%)	$10,260 (-) Land $10,260
2022	$596.00	$10,260 Land $10,260
2021			$29,300 Land $29,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2019)
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503
Water Source	Purchased surface water from LIMA CITY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: MetaLINK Technologies.

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