276 Oak St, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 276 Oak St, Oakland, ME 04963

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,196 sqft · built 1975
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Feb 2025)
Tax Bill$2,471 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNOAKL M:026 L:012

Property Details

APN / Parcel Number

Primary APNOAKL M:026 L:012
Alternative APNs
  • OAKL M:26 L:12
  • 477

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area1,025 sqft
Basement Area432 sqft
Unfinished Basement432 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number477
Old Parcel NumberOAKL M:026 L:012
Street Address276 OAK ST
CityOAKLAND
StateME
Zip04963-5148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL.
Legal Lot Number12
JurisdictionOAKLAND ME
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1002
Census Tract25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Oakland Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address75 HILLSIDE ST, C, YARMOUTH, ME 04096-8345
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2025 · Amount on Record
Deed SaleFeb 10, 2025 · Amount on Record
Prior SaleJan 27, 2014 · Amount on Record
Deed Book / Page15292 / 341
Transfer Doc0000001450
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND ME
Recording DateJun 17, 2026
Property Address276 OAK ST, OAKLAND, ME 04963-5148
Document Number0000012807
Book / Page15760 / 116
Instrument DateJun 12, 2026
Instrument202612807
Transaction TypeMortgage
Record UpdatedJul 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address276 OAK ST, OAKLAND, ME 04963-5148

Mortgage

Document Number0000012807,
DateJun 17, 2026
Book Page15760/116
Instrument202612807
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Kennebec County and Oakland Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionOakland Town
Unified School DistrictRegional School Unit 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,471.00 (+6.83%)$158,200 (-) Land $24,900 Building $133,300
2024$2,313.00 (+14.05%)$158,200 (+12.36%) Land $24,900 Building $133,300
2023$2,028.00 (-1.17%)$140,800 (+18.02%) Land $24,900 Building $115,900$248,235
2022$2,052.00$119,300 Land $22,700 Building $96,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY OAKLAND DIVISION
private · serves 2,873 people · EPA ID ME0091190
Water SourcePurchased surface water from KENNEBEC WATER DISTRICT
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Oak St

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