276 Nelson St, Sparta, MI 49345 Property Records

Kent County property record for 276 Nelson St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,251 sqft · built 1964
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$337,000 (Jun 2026)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-22-402-009`

Property Details

APN / Parcel Number

Primary APN	`41-05-22-402-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,251 sqft Living Area
1st Floor Area	1,251 sqft
Basement Area	1,251 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	140 ft deep x 73 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	276 NELSON ST
City	SPARTA
State	MI
Zip	49345-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	LOT 28 * NELSON SAUR ADDTION
Legal Subdivision	NELSON SAUR ADD
Legal Lot Number	28
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1028
Census Tract	10402

Owner

276 Nelson St is owned and occupied by two individuals who bought it in June 2026.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	276 NELSON ST, SPARTA, MI 49345-1253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN FIRST CREDIT UNION
Jun 28, 2022	Intrafamily Transfer, Transfer
May 23, 2022	Intrafamily Transfer, Transfer
Jun 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHOICEONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Deed Document Number	202637032
Prior Transfer Date	Jun 27, 2022
Prior Transfer Doc	0000052517
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 5, 2026
Property Address	276 NELSON ST, SPARTA, MI 49345-1253
Document Number	0000037032
Instrument Date	Jun 1, 2026
Instrument	202637032
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	DENALI TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255,277.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 NELSON ST, SPARTA, MI 49345-1253

Mortgage

Document Number	0000037033,
Date	Jun 5, 2026
Instrument	2026060537033

Lender

Name	MICHIGAN FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jun 28, 2022
Property Address	276 NELSON ST, SPARTA, MI 49345-1253
Document Number	0000052517
Instrument Date	Jun 27, 2022
Instrument	20220628-0052517
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	276 NELSON ST, SPARTA, MI 49345-1253

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	May 23, 2022
Property Address	276 NELSON ST, SPARTA, MI 49345-1253
Document Number	0000042378
Instrument Date	May 18, 2022
Instrument	20220523-0042378
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	276 NELSON ST, 276, SPARTA, MI 49345-1253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	276 NELSON ST, SPARTA, MI 49345-1253

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	276 NELSON ST, SPARTA, MI 49345-1253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042225
Date	Jun 4, 2018
Instrument	20180604-0042225

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	May 29, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 276 Nelson St was $2,275, down 10.7% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,500 (+4.74%)	$283,000 (+4.74%)
2025	$2,275.00 (-10.68%) Homeowner's exemption	$135,100	$270,200
2024	$2,547.00
2023		$113,400	$226,800
2019	$1,919.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 276 Nelson St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Nelson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Point Broadband.

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