276 Independence Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 276 Independence Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,779 sqft · built 1916
Lot Size	0.739 acres (32,197 sqft)
Owner	Trust Name on File
Last Sale	$1,850,000 (Mar 2016)
Tax Bill	$360 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:9I B:4154`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9I B:4154`
Alternative APNs	`M:00009I B:04154-00000` `3339`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,779 sqft Living Area
Gross Area	7,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	32,197 sqft (0.739 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3339
Street Address	276 INDEPENDENCE RD
City	CONCORD
State	MA
Zip	01742-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	4154
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2001
Census Tract	361300

Owner

276 Independence Rd is owner-occupied and held in a trust since March 2016.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	276 INDEPENDENCE RD, CONCORD, MA 01742-2645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · ARM CROSSCOUNTRY MORTGAGE INC
Apr 19, 2022	Deed, Transfer
Nov 3, 2017	Deed of Trust, Mortgage HANSCOM FCU
Sep 21, 2020	Deed of Trust, Mortgage · ARM HANSCOM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2016 · Amount on File
Deed Sale	Mar 31, 2016 · Amount on File
Prior Sale	Jan 24, 2008 · Amount on File
Deed Book / Page	67019 / 322
Transfer Doc	067019-322
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	276 INDEPENDENCE RD, CONCORD, MA 01742-2645
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079986-131
Date	Apr 15, 2022
Book Page	79986/131
Instrument	56978

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	May 1, 2029
Index	Other
Margin	3

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CONCORD MA
Recording Date	Apr 19, 2022
Property Address	276 INDEPENDENCE RD, CONCORD, MA 01742-2645
Document Number	079996-502
Book / Page	79996 / 502
Instrument Date	Mar 24, 2022
Instrument	58069
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 INDEPENDENCE RD, CONCORD, MA 01742-2645

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	276 INDEPENDENCE RD, CONCORD, MA 01742-2645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70188-518
Date	Nov 3, 2017
Book Page	70188/518
Instrument	179988

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	276 INDEPENDENCE RD, CONCORD, MA 01742-2645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75663-532
Date	Sep 21, 2020
Book Page	75663/532
Instrument	166135

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2027
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 276 Independence Rd was $360, down 99% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$360.00 (-98.97%)	$2,721,100 (+1.78%) Land $1,061,100 Building $1,660,000	$2,481,305
2024	$35,102.00 (+25.47%)	$2,673,400 (+23.84%) Land $1,061,100 Building $1,612,300
2023	$27,977.00	$2,158,700 Land $868,100 Building $1,290,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 276 Independence Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Independence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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