276 Hwy 13, Cunningham, TN 37052 Property Records

Montgomery County property record for 276 Hwy 13, Cunningham, TN 37052

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,704 sqft · built 1950
Lot Size15.3 acres (668,646 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Feb 2021)
Tax Bill$2,166 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN133 112.00

Property Details

APN / Parcel Number

Primary APN133 112.00
Alternative APNs
  • 133 11200 000
  • 67106

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,704 sqft Living Area
Gross Area2,728 sqft
1st Floor Area3,080 sqft
AtticAttic
Attic Area1,152 sqft
Basement Area144 sqft
Finished Basement72 sqft
Unfinished Basement72 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area668,646 sqft (15.3 acres)
TerrainRolling
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address276 HIGHWAY 13
CityCUNNINGHAM
StateTN
Zip37052-5029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Description1-55 OTHER BLDG N/V. P/U ATF,CHG OPF DIM,CHG REAR ADD TO BSF, REMOVE PHYS DEPRI T-02; AC CORRECTED W/NEW DEED T-02 P/U ADD
JurisdictionMONTGOMERY TN
Township / Civil Division6
Census Block Group2
Census Block2016
Census Tract101702

Owner

276 Hwy 13 is owned and occupied by an individual who bought it in February 2021.

Source: Montgomery County records, as of May 5, 2026

Owner of RecordIndividual Name on File
Mailing Address276 HIGHWAY 13, CUNNINGHAM, TN 37052-5029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Feb 22, 2021Warranty Deed, Transfer
FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2021 · Amount on File
Deed SaleFeb 22, 2021 · Amount on File
Prior SaleFeb 20, 2020 · Amount on File
Deed Document Number20211300886
Deed Book / Page2061 / 2433
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TN
Property Address276 HIGHWAY 13, CUMBERLAND FURNACE, TN 37051
Transaction TypeMortgage
Record UpdatedJan 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02174/2119
DateJan 4, 2022
Book Page2174/2119
Instrument1357229
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 1, 2052

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TN
Recording DateFeb 22, 2021
Property Address276 HIGHWAY 13, CUMBERLAND FURNACE, TN 37051
Document Number02061/2433
Book / Page2061 / 2433
Instrument DateFeb 19, 2021
Instrument1300886
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyFREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transaction

AmountAmount on Record
Tax$536.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 UNION ST, CLARKSVILLE, TN 37040-3653

Tax Assessment & Valuation

The 2025 property tax bill for 276 Hwy 13 was $2,166.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMontgomery County
Unified School DistrictClarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,166.00$103,125 (-)$412,500 (-) Land $180,200 Building $232,300
2024$2,166.00 (+27.49%)$103,125 (+81.48%)$412,500 Land $180,200 Building $232,300
2023$1,699.00$56,825 (-)
2022$1,699.00$56,825$227,300 Land $101,200 Building $126,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 276 Hwy 13 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Hwy 13 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUNNINGHAM UTILITY DISTRICT
serves 16,068 people · EPA ID TN0000167
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cumberland Connect
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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