276 E 48th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 276 E 48th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 891 sqft · built 1949
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2020)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0154-126-16-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-126-16-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	891 sqft Living Area
1st Floor Area	891 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	106 sqft
Patio Area	106 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	276 E 48TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR NO 1834 SAN BERNARD1NO HE1GHTS LOT 16 BLK 19
Legal Subdivision	SAN BERNARDINO HEIGHTS
Legal Tract	1834
Legal Block	19
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1019
Census Tract	4505

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	276 E 48TH ST, SAN BERNARDINO, CA 92404-1214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Intrafamily Transfer, Transfer · Line of Credit SCHOOLSFIRST FCU
Apr 7, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 29, 2018	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
May 29, 2018	Quit Claim Deed, Transfer LAWYERS TITLE-IE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Prior Sale	May 29, 2018 · Amount on Record
Deed Document Number	2020120399
Prior Transfer Date	Apr 24, 2018
Prior Transfer Doc	0000193660
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 14, 2022
Property Address	276 E 48TH ST, SAN BERNARDINO, CA 92404-1214
Document Number	0000343230
Map Reference	MB 26 PG 52
Instrument Date	Sep 29, 2022
Instrument	2022-0343230
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	276 E 48TH ST, SAN BERNARDINO, CA 92404-1214

Mortgage

Document Number	0000343231
Date	Oct 14, 2022
Instrument	2022-0343231

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 7, 2020
Property Address	276 E 48TH ST, SAN BERNARDINO, CA 92404-1214
Document Number	0000120399
Instrument Date	Mar 20, 2020
Instrument	2020-0120399
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	276 E 48TH ST, SAN BERNARDINO, CA 92404-1214

Mortgage

Document Number	0000120400
Date	Apr 7, 2020
Instrument	2020-0120400

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 29, 2018
Property Address	276 E 48TH ST, SAN BERNARDINO, CA 92404-1214
Document Number	0000193661
Map Reference	MB 26 PG 52
Instrument Date	Apr 24, 2018
Instrument	2018-0193661
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 E 48TH ST, SAN BERNARDINO, CA 92404-1214

Mortgage

Document Number	0000193662
Date	May 29, 2018
Instrument	2018-0193662

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 29, 2018
Property Address	276 E 48TH ST, SAN BERNARDINO, CA 92404-1214
Document Number	0000193660
Instrument Date	Apr 24, 2018
Instrument	193660
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	LAWYERS TITLE-IE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2366 ETIWANDA AVE SAN BERNARDINO CA 924101070, SAN BERNARDINO, CA 92410-1070

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,612 (+2%) Land $88,684 Building $206,928
2025	$3,786.00 (+4.76%)	$289,816 (+4.04%) Land $86,945 Building $202,871
2023	$3,614.00 (+2.32%)	$278,562 (+2%) Land $83,569 Building $194,993
2022	$3,532.00 Homeowner's exemption	$273,100 Land $81,930 Building $191,170

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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