276 E 2nd St, Peru, IN 46970 Property Records

Miami County property record for 276 E 2nd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,218 sqft · built 1951
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`021-45829-00`

Property Details

APN / Parcel Number

Primary APN	`021-45829-00`
Alternative APNs	`52-08-27-401-192.000-016` `01045606762`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Terrain	High
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01045606762
Street Address	276 E 2ND ST
City	PERU
State	IN
Zip	46970-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-45829-00 GODFROY ADD- LOCATED: 276 E. 2ND W1/2 LOT 112 42 108 29000
Legal Subdivision	GODFROYS ADDITION
Legal Lot Number	112
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	3
Census Block	3010
Census Tract	952400

Owner

Source: Miami County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	276 E 2ND ST, PERU, IN 46970-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Reverse Mortgage FIRST FARMERS BANK & TRUST A STATE BANK
Oct 28, 2024	Quit Claim Deed, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST
Nov 1, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 1, 2023	Survivorship Deed, Transfer
May 22, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024
Deed Sale	Oct 28, 2024
Prior Sale	Nov 1, 2023 · Amount on Record
Deed Document Number	2024524347
Prior Transfer Date	Oct 26, 2024
Prior Transfer Doc	20240524347
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	276 E 2ND ST, PERU, IN 46970-2422
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20240520783
Date	Feb 23, 2024
Instrument	20240520783

Lender

Name	FIRST FARMERS BANK & TRUST A STATE BANK
Type	Private Party
Address	123 N JEFFERSON ST, CONVERSE, IN 46919

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 23, 2031

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI IN
Recording Date	Oct 28, 2024
Property Address	276 E 2ND ST, PERU, IN 46970-2422
Document Number	20240524347
Instrument Date	Oct 25, 2024
Instrument	20240524347
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20240524421
Date	Oct 28, 2024
Instrument	20240524421

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2044

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI IN
Recording Date	Nov 1, 2023
Property Address	276 E 2ND ST, PERU, IN 46970-2422
Document Number	20230524066
Instrument Date	Oct 27, 2023
Instrument	20230524066
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10808 INSPIRATION DR, INDIANAPOLIS, IN 46259-7697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 E 2ND ST, PERU, IN 46970-2422

November 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI IN
Recording Date	Nov 1, 2023
Property Address	276 E 2ND ST, PERU, IN 46970-2422
Document Number	20230524065
Instrument Date	Sep 22, 2023
Instrument	20230524065
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	May 22, 2018
Property Address	276 E 2ND ST, PERU, IN 46970-2422
Document Number	20180522066
Instrument Date	May 22, 2018
Instrument	20180522066
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 E 2ND ST, PERU, IN 46970-2422

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,949.00 (+66.87%)	$61,000 (+7.02%) Land $3,600 Building $57,400	$61,000 (+7.02%) Land $3,600 Building $57,400
2024	$1,168.00 (+0.86%)	$57,000 (-1.55%) Land $3,600 Building $53,400	$57,000 (-1.55%) Land $3,600 Building $53,400
2023	$1,158.00 (-35.45%)	$57,900 (-) Land $3,600 Building $54,300	$57,900 (-) Land $3,600 Building $54,300
2022	$1,794.00	$57,900 Land $3,600 Building $54,300	$57,900 Land $3,600 Building $54,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves, Verizon.

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