Delaware County property record for 276 Downing Rd, Delaware, OH 43015 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,037 sqft · built 1996 |
| Lot Size | 12.7 acres (553,648 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jan 2018) |
| Tax Bill | $10,156 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 619-300-04-021-000 |
| Primary APN | 619-300-04-021-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,037 sqft Living Area |
| Gross Area | 3,284 sqft |
| 1st Floor Area | 2,037 sqft |
| Basement Area | 763 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 553,648 sqft (12.7 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 411 sqft |
| Deck Area | 1,604 sqft |
| Patio Area | 1,604 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 276 DOWNING RD |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND 19-6-3-23 |
| Legal Subdivision | WEDGEWOOD SEC 02 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11200 |
Source: Delaware County records · APN 619-300-04-021-000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 276 DOWNING RD, DELAWARE, OH 43015-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL ONE MORTGAGE CORPORATION |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL ONE MORTGAGE CORPORATION |
| Jan 04, 2018 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Dec 22, 2016 | Deed of Trust, Mortgage · Line of Credit FIDELITY FED'L S&L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2018 · Amount on Record |
| Deed Sale | Jan 04, 2018 · Amount on Record |
| Deed Document Number | 2018523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 276 DOWNING RD, DELAWARE, OH 43015-9630 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | KINGDOM TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013795 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 1840/2804 |
| Instrument | 202100013795 |
| Name | FINANCIAL ONE MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 276 DOWNING RD, DELAWARE, OH 43015-9630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013838 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 1721/623 |
| Instrument | 202000013838 |
| Name | FINANCIAL ONE MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jan 04, 2018 |
| Property Address | 276 DOWNING RD, DELAWARE, OH 43015-9630 |
| Document Number | 0000000523 |
| Map Reference | DB 400 PG 540 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 2018-00000523 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | PERFORMANCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,005.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000000524 |
|---|---|
| Date | Jan 04, 2018 |
| Instrument | 2018-00000524 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 276 DOWNING RD, DELAWARE, OH 43015-9630 |
| Document Number | 0000000832 |
| Book / Page | 001479 / 000983 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 276 DOWNING RD DELAWARE OH 430159630, DELAWARE, OH 43015-9630 |
| Document Number | 0000000832 |
|---|---|
| Date | Jan 09, 2017 |
| Book Page | 001479/000983 |
| Instrument | 832 |
| Name | FIDELITY FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | DELAWARE, OH 43015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 08, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Troy Township |
| Unified School District | Delaware City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,156.00 (+4.69%) | $183,200 (-) Land $60,030 Building $123,170 | $523,400 (-) Land $171,500 Building $351,900 |
| 2024 | $9,701.00 (+4.79%) Homeowner's exemption | $183,200 (-) Land $60,030 Building $123,170 | |
| 2023 | $9,258.00 Homeowner's exemption | $183,200 Land $60,030 Building $123,170 | $523,400 Land $171,500 Building $351,900 |
Source: FEMA National Flood Hazard Layer, Delaware County (39041C), updated June 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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