276 Cumberland Head Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 276 Cumberland Head Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,178 sqft · built 1920
Lot Size	0.166 acres (7,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,000 (Jul 2020)
Tax Bill	$8,585 (2026)
Deeds & Mortgages	Apr 2022 Refinance Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094200 194.19-1-2`

Property Details

APN / Parcel Number

Primary APN	`094200 194.19-1-2`
Alternative APN	`420019401900010020000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	125 ft deep x 58 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	276 CUMBERLAND HEAD RD
City	PLATTSBURGH
State	NY
Zip	12901-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 10 PAT CHP BK 98001 PG 02820 BK 20001 PG 26733
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	5
Census Block	5002
Census Tract	100800

Owner

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11400 DOMAIN DR, 5407, AUSTIN, TX 78758-7743
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUSAN ANSON
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage SUSAN ANSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	May 7, 2015 · Amount on Record
Deed Document Number	2020308693
Prior Transfer Date	Sep 17, 2004
Prior Transfer Doc	2004074809
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	276 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6708
Transaction Type	Mortgage
Record Updated	May 17, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324014
Date	Apr 25, 2022
Instrument	20220-00324014

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	276 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6708
Document Number	0000308694
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11501 CENTURY OAKS TER #3417 AUSTIN TX 787587725, 3417, AUSTIN, TX 78758-7725

Mortgage

Document Number	0000308694
Date	Jul 14, 2020
Instrument	308694

Lender

Name	SUSAN ANSON
Address	95 TAYLOR RD, WESTPORT, NY 12993-3720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 13, 2023

Interest

Rate	4%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 14, 2020
Property Address	276 CUMBERLAND HEAD RD, PLATTSBURGH, NY 12901-6708
Document Number	0000308693
Instrument Date	Jul 6, 2020
Instrument	308693
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11501 CENTURY OAKS TER #3417 AUSTIN TX 787587725, 3417, AUSTIN, TX 78758-7725

Mortgage

Document Number	308694
Date	Jul 14, 2020
Instrument	308694

Lender

Name	SUSAN ANSON
Address	95 TAYLOR RD, WESTPORT, NY 12993-3720
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 13, 2023

Interest

Rate	4%

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,585.00 (+241.49%)
2025	$2,514.00	$385,000 (+74.21%) Land $126,200 Building $258,800	$407,100 (+56.58%) Land $133,444 Building $273,656
2023		$221,000 Land $107,600 Building $113,400	$260,000 Land $126,588 Building $133,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	13 (1978–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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