Monongalia County property record for 276 Cosgray Run Rd, Core, WV 26541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1984 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $508 (2025) |
| Deeds & Mortgages | Sep 2022 Reverse Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-10-0001.0002 |
| Primary APN | 03-10-0001.0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 78,408 sqft (1.8 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 276 COSGRAY RUN RD |
|---|---|
| City | CORE |
| State | WV |
| Zip | 26541-7142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.808 AC SUR COSGRAYS RUN |
| Legal Subdivision | SUR COSGRAYS RUN |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 11500 |
Source: Monongalia County records · APN 03-10-0001.0002
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 276 COSGRAY RUN RD, CORE, WV 26541-7142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 01, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2014 |
| Deed Sale | Aug 20, 2014 |
| Deed Document Number | 0001504299 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 276 COSGRAY RUN RD, CORE, WV 26541-7142 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 276 COSGRAY RUN RD, CORE, WV 26541-7142 |
| Document Number | 0000875632 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | 2532/589 |
| Instrument | 875632 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 276 COSGRAY RUN RD, CORE, WV 26541-7142 |
| Document Number | 0000770109 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 276 COSGRAY RUN RD CORE WV 265417142, CORE, WV 26541-7142 |
| Document Number | 0000770109 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 002309/000419 |
| Instrument | 770109 |
| Name | WESBANCO BK |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
Source: Monongalia County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $508.00 (-3.05%) Homeowner's exemption | $67,560 (-2.17%) Land $13,260 Building $54,300 | $112,600 (-2.17%) Land $22,100 Building $90,500 |
| 2023 | $524.00 (+5.01%) Homeowner's exemption | $69,060 (+0.44%) Land $13,260 Building $55,800 | $115,100 (+0.44%) Land $22,100 Building $93,000 |
| 2022 | $499.00 Homeowner's exemption | $68,760 Land $13,200 Building $55,560 | $114,600 Land $22,000 Building $92,600 |
Source: FEMA National Flood Hazard Layer as of April 5, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1989–2003) |
| Most Recent Claim | Nov 2003 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| TelAtlantic DSL | 10 / 1 |
Based on FCC filings for 2 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLAY BATTELLE PSD serves 3,858 people |
|---|---|
| Water Source | Purchased surface water from MORGANTOWN UTILITY BOARD |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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